Personal Loan Machhiwara

Major Personal Loan Providers in Machhiwara 

Personal Loan Machhiwara Features

Click here to get an instant personal loan.

Financial problems blocking your way? Need financial assistance? We are here discovering solutions for you!

A personal loan is the remedy of all your financial problems. This loan requires very fewer testimonies and paperwork. It will be approved within 48 hours after successful verification.

It is an unsecured loan with the feasibility of interest rates as per your convenience. The basic requirement for this loan is good income and good creditworthiness.

The most important thing associated with this loan is that there are no restrictions on the purpose of using this financial aid. You can use it anywhere you want.

Personal Loan Machhiwara Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Machhiwara

Salaried Customers:

1. You have to submit your identity proof. It can be anyone of Aadhar card or driving license.
2. You have to submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4. You have to submit a copy of your PAN Card
5.  You have to submit your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Machhiwara 

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished.
4. You should mention your job location.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The minimum age of an individual should be 25 years.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are a businessman, then your business should be active for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant has to submit his financial and bank statement for the past 3 months.

Why Apply for Personal Loan Machhiwara?

1. You do not need to mortgage your property.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Machhiwara?

1. Visit our website www.dialabank.com.
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Machhiwara

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

If you are precluding your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the personal loan interest rate

Personal Loan Machhiwara EMI Calculator

EMI (Equated Monthly Installments) are the fixed charges that you are liable to pay monthly to the bank as repayment of the loan amount. The interest rate is not fixed. It will be determined based on your profile. And accordingly, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Machhiwara

Every financial institution that is involved in lending has its own criteria for the minimal CIBIL score required for approving personal loan applications. Mostly. lending institutions prefer a CIBIL score of 750 to permit your personal loan application process.

Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

Personal Loan Machhiwara Agents

Dialabank is the preeminent agent for taking Personal Loan in Machhiwara. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks so that you can make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you great service.

Personal Loan Machhiwara Contact Number

Call 9878981166 and to get instant assistance and endorsement for Personal Loan in Macchiwara.

Pre Calculated EMI Table for Personal Loan Machhiwara

Click here for personal loan EMI calculator

About Machhiwara

The city Machhiwara is famous for Gurudwara Sri Charan Kanwal Sahib associated with Guru Gobind Singh and named after the Guru’s feet that are recognized as the lotus flower. And It is also known for Religious Hindu Sri Shivala Bramchari Temple linked with Pandavs Of Dwaparyuga (Time of Lord Krishna). It is a city in Punjab.

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