Personal Loan Leh

Major Personal Loan Providers in Leh

Personal Loan Leh Features

Want to start a new business but not financially strong? Seeking financial help without any burden?

Then you have landed in a perfect place. Dialabank provides you an opportunity to acquire a personal loan in which there is no hurry for repayment. This loan requires very fewer testimonies and paperwork. It will be approved instantly within 48 hours after successful authentication.

It is an unsecured loan with the beneficial interest rates as per your convenience. The prerequisites for this loan are good income and good credibility.

The most important thing associated with this loan is that there are no restrictions on the purpose of using this financial aid. You can use it anywhere you want.

Click here to get an Instant Personal Loan

Personal Loan Leh Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Leh

Salaried Customers:

1. You have to submit your identity proof. It can be anyone of Aadhar card or driving license.
2. You have to submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4. You have to submit a copy of your PAN Card
5.  You have to submit your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Leh

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished.
4. You should mention your job location.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The minimum age of an individual should be 25 years.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are a businessman, then your business should be active for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant has to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Leh?

1. You do not need to mortgage your property.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Leh?

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Leh

Banks or NBFCs charge an application fee for a personal loan application to proceed. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

If you are willing to foreclose a part of your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Leh EMI Calculator

EMI (Equated Monthly Installments) are the fixed payments that you are obligated to pay to the bank per month as repayment of the loan amount. The interest rate is not fixed. It will be discovered on the basis of your financial status. And accordingly, your EMI will be calculated after considering the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Leh

Every lending institution has its own conditions for the minimal CIBIL score required for approving personal loan applications. Mostly, banks prefer a CIBIL score of 750 to endorse your personal loan application process.

Through CIBIL score, banks want to acknowledge whether you are a person who makes delayed payments or you are punctual.

Personal Loan Leh Agents

Dialabank is the prominent agent for taking Personal Loan in Leh can apply online at dialabank or give a call at 9878981166.

Dialabank works as your assistant in finding the best financial institute out of many Banks and NBFCs by providing you with a brief market comparison of different banks so that you can make a good choice. Visit our website www.dialabank.com and fill a simple form with all necessary details. Our best customer relationship managers will soon get in touch with you and will provide you great service.

Personal Loan Leh Contact Number

Call 9878981166 and to get immediate help from our experts and endorsement for Personal Loan in Leh.

Pre Calculated EMI Table for Personal Loan Leh

Click here for Personal Loan EMI Calculator

About Leh

Leh is the historical capital of Ladakh. The city has a monopoly on mountains everywhere. The city attracts tourists from all over the world. The natives of Leh are ethnic Tibetan who speaks Ladakhi.

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