Personal Loan Kurukshetra

Major Personal Loan Providers in Kurukshetra

Personal Loan Kurukshetra Features

In modern times, the living cost had mounted to that level that it is really tough to meet the emerging needs and requirements without taking the assistance of a personal loan. This loan provides financial help in the form of cash to fulfil the general needs of a man and hence is the best method to avail financial assistance.

Personal Loan Kurukshetra Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kurukshetra

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Kurukshetra

The personal loan eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Kurukshetra?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of personal loan depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Kurukshetra?

1. Visit Dialabank, Go to the loan section and click on the personal loan link.
2. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
3. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kurukshetra

Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Kurukshetra processing fee is 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Kurukshetra EMI Calculator

You can use personal loan EMI calculator to calculate your EMIs. Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Kurukshetra

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kurukshetra. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Kurukshetra Agents

Dialabank is the leading agent for availing Personal Loan Kurukshetra. You can apply online at Dialabank or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Kurukshetra Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Kurukshetra.

Pre Calculated EMI Table for Personal Loan Kurukshetra

About Kurukshetra

Kurukshetra is a city in the state of Haryana, India. It lies at a distance of 160 km from New Kurukshetra and about 93 km from Chandigarh – city with the nearest airport. This city is mainly famous among tourists because of its rich cultural heritage and the famous battle of “Mahabharata” as mentioned in the Indian mythologies. Kurukshetra is also known for the origin of holy “Bhagavad Gita.“

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