Personal Loan Kommaghatta

Major Personal Loan Providers in Kommaghatta

Personal Loan Kommaghatta Features

Are you inspired by Modiji’s speech on self-dependent India? Need financial assistance for starting your business?

Then you landed at an accurate spot. Diala Bank has an excellent cure to accomplish all your ambitions.

A personal loan Kommaghatta is the counteractant of all your monetary barriers. This unsecured loan will be permitted within 48 hours following certified authentication of your papers.

It is an unsecured type loan with the expediency of interest rates as per your comfort. The undeniable provisions concerning this loan are a stable source of income and a reliable credit score.

Click here to get an Instant Personal Loan

Personal Loan Kommaghatta Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kommaghatta

Salaried Customers:

1. Submit your identity proof (Aadhar Card/Driving License)
2. The salary slips for the past three months are expected.
3. Bank statements for the last 6 months are to be tendered.
4.  PAN Card
5.  You have to conjoin a copy of your habitation proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card.
3. Aadhar Card (for identity proof)
4. Address Proof (owned/rented)
5. Attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Kommaghatta

Eligibility criteria for a personal loan is discussed below:

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is mandatory for the claimant to have a minimum of 3 years of experience and you should be holding your salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be defined.
5. The applicant should earn a minimum pay of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should be actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum yearly income of Rs.2.5 lakhs.
6. It is obligatory for the claimant to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Kommaghatta?

1. You do not need to submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this sum anywhere you want to.
3. The authorized amount of personal loan depends on your credit score.
4. In Personal Loan, you need not specify any appointee or guarantor.

How to apply for Personal Loan Kommaghatta?

1. Visit our website Dialabank.
2. On our website you will be directed to the Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more knowledge and generous guidance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kommaghatta

The processing fee is imposed by Banks and NBFCs as administration charges for progressing your application of personal loans. This fee is mostly 1.5%-2.5% of the authorized amount.

If you are hindering a part of your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most of the circumstances. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Kommaghatta EMI Calculator

EMI or Equated Monthly Installments are the hooked payments that you are obligated to pay monthly to the bank as repayment of the loan amount. The EMI is fixed. It will be defined on the basis of your financial status. And consequently, your EMI will be calculated after acknowledging the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Kommaghatta

All financial institutions which are committed in Lending also have their own stipulations for CIBIL score. Most of the financial establishments favor a CIBIL score of 750.

Through the CIBIL score, the lending institutions want to acknowledge how you acted in former loans. Have you reimbursed the loan on time or not.

Personal Loan Kommaghatta Agents

Dialabank is the leading advocate for taking Personal Loan in Kommaghatta. You can apply online at Dialabank or give a call at 9878981166.

Dialabank presents a contrastive outline of several Banks and NBFCs and lets you make an ideal judgment. Visit our website www.dialabank.com and fill a mere form with all your private and professional details. Our client relationship managers will contact you soon and provide you with the best service.

Personal Loan Kommaghatta Contact Number

Call 9878981166  to get financial help from us and endorsement for Personal Loan in Kommaghatta.

Pre Calculated EMI Table for Personal Loan Kommaghatta

Click here for Personal Loan EMI Calculator

About Kommaghatta

Kommaghatta is an agricultural spot located on the outskirts of Banglore near a lake. The town has a population of only 2,000 people.