Major Personal Loan Providers in Kodad
1% - 2.5% of the Loan Amt
Personal Loan Kodad Features
Personal Loan availed can help get money in a short period of time for some urgent piece of work as It provides monetary help to tackle various issues in life. Personal Loans can be used for Marriage, Holidays, Vacations, and many other reasons.
Benefits of Personal Loan Kodad:
- It can be availed in 3 days.
- Minimum documentation is required.
- Stress-Free Process.
- Personal Loan Kodad Interest Rates
Personal Loan Kodad Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Kodad
Salaried Customers:
- Identity Proof: Voter Card/ Driving License /Aadhaar Card/ Passport.
- Proof of Residence: Voter Card/ Driving License/Passport/ Aadhar Card/ Ration Card. If the applicant lives in the rental apartment, they have to submit their rented agreement, water & electricity bill in their name, and owner’s address.
- Income Proof: Salary slips of the last 6 months or bank account statements of the applicant. If the applicant is self-employed, they have to submit their ITR statement for the last 3 years.
- It is important to note that if you don’t get your salary in the bank account of the applicant., then you won’t be eligible to apply for a loan.
- The photocopy of the PAN Card of the applicant.
- Two colored photographs of the applicant.
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement, and ITR files) of the applicant.
- PAN Card of the applicant.
- Aadhar Card of the applicant.
- Residence Proof of the applicant.
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Kodad
The Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
- Salary: Rs 18,000 (Monthly) of the applicant.
- Minimum and Maximum Age: 21 and 60 Years of the applicant.
- Work Experience: Overall, 3 years and 1-year experience in the current job of the applicant.
- CIBIL Score must be more than 700 of the applicant.
- A person who gets their salary in cash is not eligible for availing Loan by the applicant.
Click here to know more about- Personal Loan Salaried Applicant.
Self-Employed Applicants
- Minimum and Maximum Age: 25 and 65 years of the applicant.
- Should have filed for an annual ITR of 2.5 to 3 lakh of the applicant.
- Residence: Should be owning an Office or Home of the applicant.
- Business Stability: Your business should be operating for the last 3 years by the applicant.
- CIBIL Score should be more than 700 of the applicant.
Click here to know more –Personal loan Self-employed Applicant.
Why Apply for Personal Loan Kodad?
- There is no need to deposit any mortgage and collateral security to the bank by the applicant.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of a personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Kodad?
Anybody can apply quickly for Personal Loan online within 2 minutes. The process of application is straightforward and fast.
- Visit Dialabank.
- After that, apply for a Personal Loan online.
- Please enter your contact number so that we can contact you back.
Dialabank is one of the best platforms to apply for a personal loan as we provide you with all kinds of loans at a very affordable rate of interest.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Kodad
Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Kodad processing fee is 1% of the sanctioned loan amount.
Personal Loan Kodad EMI Calculator
Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated using a personal loan EMI calculator basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period for which you enjoy the loan.
CIBIL Score required for Personal Loan Kodad
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kodad. However, most institutions require a minimum score of 750 to process your loan application.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Kodad Agents
Dialabank is the leading agent for availing of Personal Loan Kodad. You can apply online at Dialabank or give a call at 9878981166
Personal Loan Kodad Contact Number
Call 9878981166 and get instant help and approval for Personal Loan Kodad.
Pre Calculated EMI Table for Personal Loan Kodad
About Kodad
Kodad is a town situated in the Suryapet district of the Indian state of Telangana. It is a municipality and the Mandal headquarters of Kodad Mandal in the Kodad revenue division and lies on the National Highway 65 between Hyderabad and Vijayawada.
