Personal Loan Kishangarh

Major Personal Loan Providers in Kishangarh

Personal Loan Kishangarh Features

Personal Loan is the most convenient way to cater to your monetary needs.

A personal loan requires no collateral or asset as security which makes it an unsecured loan. Instantly and quickly available loan form within 48 hours which can be used for multiple purposes. However, it relies upon the credit score and repayment capacity of the applicant.

DialaBank provides a time-saving service for applying for an online personal loan.

Personal Loan Kishangarh Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Kishangarh

Salaried Customers:

1. Proof of identity such as Driving License/ Voter ID/ Passport COpy/ Aadhar Card is a must
2. Salary slips of the last three months and bank statements for the last 6 months should be provided
3. PAN Card
4. Address proof like Voter ID/ Aadhar Card/ Telephone and Elec Bills, etc should be provided
5. 2 recent passport size photographs

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. Proof of identity such as Driving License/ Voter ID/ Passport COpy/ Aadhar Card is a must
2. Salary slips of the last three months and bank statements for the last 6 months should be provided
3. PAN Card
4. Address proof like Voter ID/ Aadhar Card/ Telephone and Elec Bills, etc should be provided
5. 2 recent passport size photographs
6. All financials are required (Balance Sheet, P&L Statement as well as ITR files)

Eligibility Criteria for Personal Loan Kishangarh

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. The age requirement ranges from 21 to 60 years
2. 3 years of work experience is the minimum.
3. The applicants should have a good credit score
4. The job location of the borrower should be mentioned.

Self-Employed Applicants

1. Good credit score and no bad credit history is desirable
2. The applicant should file ITR for the last 3 years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The minimum age requirement for an applicant is 25 years.
5. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
6. The annual income of the applicants should be a minimum of Rs 2.5 lakh

Click to know more about eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Kishangarh?

1. Mortgage or collateral security not required for depositing as security
2. Fast approval and disbursal
3. The loan amount can be utilized for any purpose as per requirement
4. A third party is irrelevant in the deal

How to apply for Personal Loan Kishangarh?

1. Visit www.dialabank.com. for a hassle-free experience
2. Go to the loan section and click on the personal loan in the tab
3. The applicant is required to provide their details along with choosing the preferred city
4. For more information and free guidance, call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kishangarh

A processing fee is charged by the banks on the loan amount sanctioned depending upon the amount as well as it varies with the bank. This fee is 1% of the loan amount.

Every bank or NBFC charges you a penal prepayment fee in case you wish to close your loan tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Kishangarh EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis t the amount of loan and Interest Rate you are charged by the bank along with the period for which you applied for the loan.

Get to know more about calculating EMI: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Kishangarh

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Kishangarh. Most institutions require a minimum score of 750 to process your loan application.

Along with the credit history, the banks analyze the credit score and source of income, and according to that, the loan approval is processed.

Personal Loan Kishangarh Agents

Dialabank is the leading agent for availing Instant Personal Loan in Kishangarh. You can apply online at www.dialabank.com or give a call at 9878981166

Personal Loan Kishangarh Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Kishangarh.

Pre Calculated EMI Table for Personal Loan Kishangarh

About Kishangarh

Kishangarh is a city that lies approximately 18 miles from Ajmer in Rajasthan. It is supposed to be the only place in the world with a temple of nine planets. The city is also popularly known as the marble city of India.

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