Personal Loan Kasibugga

Best Banks for Personal Loan Kasibugga

Personal Loan Kasibugga Features

Is there any sudden urgency of money but your salary is not enough, and you don’t enough savings left with you? Now, what are you going to do?

A Personal Loan is a solution to your problem.

Don’t spend your life too much in question marks instead feel free to contact Dialabank for any query you have about taking the personal loan. 

Personal Loan Kasibugga Eligibility Criteria

If a person fulfils the Eligibility criteria for personal loan, then he can get the amount efficiently.

Personal Loan has some eligibility criteria based on which bank approves the applicant loan request. There are two categories of applicants:

1. Salaried
2. Self-employed

There are various eligibility criteria for both applicants.

Know more: EMI Calculator

Salaried Applicant:

1. The required minimum age of an applicant should be 21 years and maximum up to 60 years.
2. A borrower from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
3. The borrower must have three years of work experience, and the salary should be received in their account only.
4. A person applying for the Personal Loan must have a good credit history.
5. The Job location of the applicant.

Click here to know more about- Salaried Applicant

Self-employed Applicant:

1. The age requirement of a self-employed person should be 25 years.
2. The person applying for a Personal Loan should file ITR for the last three years.
3. A credit score of the applicant must be good, and there should not be any debt left due.
4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
5. And if the applicant is running a business than his business should be running at least from last three years.
6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant.

Personal Loan Kasibugga Documents Required

1. Identity proof: As a verification document, one should especially require one among the following: (Passport/ Id card/ Voter card/ Driving license/ Aadhar Card) any one of them.
2. Residence proof: The documents required as proof of residence are: (Passport/ Id card/ Voter card/ Driving license/ Ration Card/ Aadhar Card). And the applicant living in a rented apartment, then he has to submit his rental agreement, electricity bill on his name and the address of the owner.
3. Under, KYC formality: The applicant has to provide his PAN card, which is an important document.
4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the last three months.
5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
6. Two coloured passport size photos. (Applicant should not be wearing glasses)

Why apply for a Personal Loan Kasibugga?

1. The amount of loan depends upon the repayment capability and income of the person.
2. Personal Loan can be used almost all the financial problems of life. So it is a multi-purpose offer.
3. No collateral or any property needs to be put to the banker.
4. The cosigner is not needed.

How to apply for Personal Loan Kasibugga?

1. Visit Dialabank
2. Go to the loan section and select a personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, they may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kasibugga

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on the personal loan interest rate.

Personal Loan Kasibugga EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Kasibugga

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Kasibugga. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Kasibugga Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan Kasibugga. You can apply online at www.dialabank.com or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Call 9878981166 and get instant help and approval for Personal Loan Kasibugga.

Pre Calculated EMI Table for Personal Loan Kasibugga

Click here for personal loan EMI calculator

About Kasibugga

Kasibugga is placed in Andhra Pradesh, India. It is the straightforward and effortless process to take a personal loan when you apply through Dialabank. In a personal loan, there is no need to mortgage any property as it is a secured loan. So it is very beneficial for an individual to take a personal loan, all you have to do is to visit www.dialabank.com or call on 9878981166.