Best Banks for Personal Loan Kankavli
Feature |
HDFC Bank |
Private Bank |
Bajaj Finance |
Interest Rate |
10.75% - 17% |
11.25% - 18.5% |
12% |
Min Loan Amt |
Metro : 75000 & Non Metro: 50000 |
50000 |
100000 |
Max Loan Amt |
50 Lacs |
50 Lacs |
1 Cr |
Loan Tenure |
1 - 5 Years |
1 - 5 Years |
1 - 5 Years |
Processing Fee |
0.25% - 2% of the Loan Amt |
1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt |
Preclosure Charges |
2%, Nil foreclosure charges after 12 months |
2%, Nil foreclosure charges after 24 months |
Nil |
Overdraft Facility |
No |
No |
Yes |
Personal Loan Kankavli Features
Interest Rate
Processing Fees
0.5-2.5%
Loan Tenure
Pre-closure Charges
2% - 5%
Guarantor Requirement
Personal Loan Kankavli Interest Rates – Apr 28 2025
Name of the Bank
Interest Rate Range
Processing Fee Range
Loan Amount
Tenure
Private Bank
11.59% - 18.49% (Fixed)
2.25% (min. Rs.1149) One time fee
Rs.20 lakh (Max)
1-5 Years
CitiBank
10.99% - 15.99% (Fixed)
1% to 2.5%
Rs.30 lakh (Max)
1-5 Years
Kotak Mahindra Bank
10.99% to 24% p.a.
Up to 2.5% of the loan amount along with GST or service tax
Rs.50,000 to Rs.15 lakh
1 to 5 Years
Fullerton India
11.99% to 23.99 p.a.
Information not provided.
Up to Rs.20 lakh for salaried and up to Rs.30 lakh for self-employed individuals
1 to 4 Years
Bank of Baroda
11.35% - 14.35%Fixed
Rs.1,000 to Rs.10,000 (One time fee)
Rs.20,000 - Rs.2 lakh
4 Years (Max)
State Bank of India
12.90% - 14.90% (Fixed)
1% (One time fee)
Rs.24,000 - 15 lakh
5 Years
Aditya Birla
11.5% - 13.25% (Fixed)
Nil
Rs.30 lakh (Max)
1-5 Years
Allahabad Bank
Information not provided
1.06% of loan amount
Information not provided.
1 to 5 Years
Yes Bank
14% p.a.
Up to 2% (One-time fee)
Rs.2 lakh to Rs.20 lakh
1 to 5 Years
Corporation Bank
12.75% to 13.75% p.a.
Up to 1.5% Minimum amount of Rs.500
Up to Rs.3.50 lakh
Up to 5 Years
Personal Loan Kankavli Fees & Charges – Apr 28 2025
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan in Kankavli
List of Documents Required for Salaried Applicants
Salaried individuals must submit the following documents in addition to a completed personal loan application form:
| Photo Identity Proof (Any one) | Passport PAN Card Voter’s ID Aadhar Card Driving License |
| Address Proof (Any one) |
Passport
Utility Bill (telephone, electricity, water, gas) – less than 2 months old Aadhaar Card Driving License Ration Card |
| Income Proof |
Salary slips (Last 3 months)
Bank statements for the last 3 to 6 months (showing salary credit) |
| Tax Paid (Any one |
IT returns (for 2 years)
Form 16 |
| Residence Ownership Proof (Any one) |
Property documents
Maintenance bill Electricity bill |
| Proof of Job Continuity (Any one) |
Current employment certificate
Current job appointment letter (if more than 2 years have been spent in the same organisation) Experience certificate (previous employer’s relieving or appointment letter along with job certificate) |
| Proof of Investment (if any) |
Fixed assets, fixed deposit, shares, etc.
|
| Existing Loans (if any) |
Payment Track Record & Sanction letter
|
| Photograph |
One coloured passport size photograph
|
List of Documents Required for Self-employed Applicants
Self-employed personal loan applicants must submit the following documents in addition to a fully completed loan application form:
| Photo Identity Proof (Any one) | Passport PAN Card Voter’s ID Aadhaar Card Driving License |
| Address Proof (Any one) |
Passport
Aadhaar Card Driving License Utility Bill (telephone, water, electricity, gas) – less than 2 months old Ration Card |
| Proof of Residence Ownership (Any one) |
Property documents
Maintenance bill Electricity bill |
| Proof of Office Address and Ownership (Any one) |
Maintenance bill
Property documents Electricity bill |
| Proof of Business Existence (Any one) |
Copy of GST registration
Company registration license Shop establishment proof |
| Income Proof |
Last 2 years Income tax returns of the applicant along with computation of income duly attested by a Chartered Accountant
Audited balance sheet and Profit & Loss accounts, including tax audit report, if applicable |
| Bank statement |
Savings/current account bank statement/ bank passbook for the past one year
|
| Proof of Investment (in case any) |
Investments such as fixed deposit, fixed assets, shares, etc.
|
| Existing Loans (in case any) |
Payment Track Record and sanction letter
|
| Professional Degree Certificate |
In case of professionals
|
| Photograph |
One coloured passport size photograph
|
List of Documents Required for NRI Applicants
When applying for a personal loan, NRI candidates are typically required to submit the following documents:
| Identity Proof | Copy of the passport Copy of the visa |
| Employment Proof | Letter of Appointment Job contract Labour/ Identity card (if applicable) Official email ID or the HR’s email ID |
| Income Proof | Last 6 months’ bank statements Last 6 months’ salary slips or salary certificate |
| Photograph | Passport size photographs |
List of Documents Required for Pensioners
When applying for a personal loan, a pensioner must submit the following documents:
| Identity/Age Proof (Any one) |
Ration card
Passport PAN card Aadhar card Voter ID card Driving licence Birth certificate School leaving certificate |
| Address Proof (Any one) | Passport Aadhaar card Utility bills Ration card Driving licence |
| Income Proof (Any one) |
Last 6 months’ bank statements/salary slips
Bank passbook Form 16 Copy of pension payment order Income tax returns |
| Photographs |
Passport size photographs
|
Know More About: Personal Loan Eligibility Criteria
Personal Loan Kankavli Eligibility Criteria
| Particulars | Salaried | Self-Employed |
| Age | 21 - 60 years | 21 - 65 years |
| Minimum Income | Rs.15,000* | Rs.5 Lakh p.a. |
| Co-applicant | Not mandatory | Not mandatory |
| Loan Tenure | 12 – 60 months | 12 – 60 months |
| Maximum Loan Amount | Rs.40 Lakh | Rs.40 Lakh |
| Employment Type | Employees of private limited companies and public sector undertakings |
Self-employed individuals
|
| Employment/Business Continuity | At least 2 years; minimum 1 year with current employer |
4 years Post Qualification experience for Doctors/ Chartered Accountants.
5 years Post Qualification experience for Company Secretary / Architect. |
| CIBIL Score | 750 and above | 750 and above |
| Residential Status |
Resident Indian staying in own house or a rented house
|
|
*In cities such as Kochi, Kolkata, Ahmedabad, Pune, Hyderabad, Mumbai, Chennai, Bengaluru, and Delhi the net monthly income required is Rs.20,000
Click here to know more about - Salaried Applicant
Click here to know more about - Self-employed Applicant
*Note: The eligibility criteria vary from lender to lender.
Check Personal Loan Eligibility with Top Lenders in 2021
| Bank | Age Limit | Minimum Work Experience |
Minimum Income (Per Month)
|
| SBI | Up to 76 years | NA** | Rs.15,000 |
| HDFC | 21 to 60 years | 2 years | Rs. 20,000 |
| Private | 23 to 58 years | 2 to 5 years | Rs.17,500 |
| Axis | 21 to 60 years | NA** | Rs.15,000 |
| Kotak Mahindra | 22 to 55 years | 1 year | Rs.25,000 |
| Tata Capital | 21 to 58 years | 1 year | Rs.15,000 |
| IndusInd | 21 to 60 years | 2 to 5 years | Rs.25,000 |
| Ujjivan Small Finance | 22 to 58 years | NA** |
Above the minimum wage limit
|
| India Infoline Finance Limited | 25 to 60 years | 6 months to 2 years | Rs.35,000 |
| HDBFS | 21 to 65 years | 1 year to 3 years |
Rs.15,000 for salaried
Rs.1 lakh p.a. for self-employed |
| Indian Overseas Bank | Up to 58 years | NA* | Rs.5,000 |
| IDFC First Bank | 23 to 68 years | 3 years | NA* |
| Federal Bank | 21 - 55 Years | 3 years | Rs.25,000 |
| Punjab National Bank | 21 – 58 years | 2 years for doctors | Rs.15,000 |
| Andhra Bank | 21 - 55 years | NA** | NA* |
| Canara Bank | NA** | NA** |
Salaried: Rs.6,000 & above
Self-employed - Rs. 1.5 lakh |
| IDBI Bank | Up to 75 years for Pensioners | NA** | Rs.1.5 lakh p.a. |
| Fullerton India | 21 to 55 years | 1 to 2 years | Rs.15,000 |
| RBL Bank | 25 to 60 years | 1 to 3 years | Rs.25,000 |
| Bank of Baroda | 21 to 60 years | 1 year to 2 years |
60% of gross monthly income
|
| Deutsche Bank | 25 to 60 years | NA** | Rs.25,000 |
| Karnataka Bank | NA** | 3 years | NA* |
| United Bank of India | up to 75 Years | 2 years | NA* |
| UCO Bank | 21 to 65 years | 1 year to 5 years | Rs.20,000 |
*Personal loan disbursal is solely at the bank’s discretion and as per the bank’s terms and conditions
Learn More about Personal Loan: Click Here
Why Apply for Personal Loan in Kankavli?
- The quantity of Loans depends upon the financial gain as well as compensation capability of the mortal.
- Personal Loan Kankavli is a multi-purpose offer that can be used for almost all financial problems.
- No cosigner is needed for Personal Loan Kankavli.
- No need to put any property or asset as security to the lender in the case of Personal Loan Kankavli.
How to Apply for Personal Loan in Kankavli?
Firstly, customers should check their eligibility for Personal Loan Kankavli
- The first step is to visit www.dialabank.com.
- After that, customers can apply for a Personal Loan online.
- Enter the contact number so that we can contact you right back.
- Dialabank is the best platform while applying for a Personal Loan as customers will get a loan at affordable interest rates.
Personal Loan Kankavli Agents/Broker
To avail of a personal loan in Kankavli, Dialabank is one of every one of the leading agents to induce your loan. you’ll be able to get in 9878981166 or apply online at www.dialabank.com. Personal Loan Kankavli is one in every of the foremost famed and most used loans within the market, as there are scores of advantages like no want for any security, a lower charge per unit, straightforward EMIs offers and what is more, it’s useful in nature, it will use anyplace.
Personal Loan Kankavli Contact Number
For, instant help and approval call 9878981166, Personal Loan Kankavli.
Pre Calculated EMI Table for Personal Loan Kankavli
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Kankavli
Kankavli is placed in Maharashtra, India. In a personal loan, there is no need to mortgage any property because it is a secured loan. So, it is very beneficial to take a personal loan, and all you have to do is to visit www.dialabank.com or also make a call on 9878981166.
Personal Loan Bank in Kankavli
| Bank Name | Bank Address | Bank IFSC Code |
| ABHYUDAYA COOPERATIVE BANK LIMITED | 316, A-1-B, GROUND FLOOR, HISSA NO.29, SURVEY NO.204, MUMBAI GOA HIGHWAY, AT AND POST – KANKAVLI, DIST – SINDHUDURG 416602 | ABHY0065114 |
| APNA SAHAKARI BANK LIMITED | SHOP NO.A5, GR.FLOOR, BANDAL COMPLEX, OPP. PRANT OFFICE, MUMBAI-GOA HIGHWAY, KANKAVLI, DIST. SINDHURGA | ASBL0000045 |
| BANK OF BARODA | B.K.G.ROAD,PARWARDHAN CHOWK,KANAKVLI,DIST.-SINDHUDURG | BARB0KANAKV |
| DENA BANK | DENA BANK, KANAKAVALI BRANCH, HOTEL POOJA BUILDING, GROUND FLOOR, NEAR-DAILY PUDHARI OFFICE, NEAR S.T. STAND, AT AND POST-KANAKAVALI, TALUKA KANAKAVALI, DISTRICT SINDHUDYRGA, MAHARASHTRA | BKDN0471920 |
| CORPORATION BANK | GROUND FLOOR LAXMI COMPLEX, BKG ROAD OPP S T BUS STAND, KANKAVLI DIST SINDHUDURG 416602, MAHARASHTRA | CORP0003341 |
| FEDERAL BANK | 324, NEAR KANKAVLI POST OFFICE, ACHARYA ROAD, KANKAVLI, MAHARASHTRA | FDRL0001620 |
| HDFC BANK | HDFC BANK LTD. NEAR SM HIGH SCHOOL, AT POST KANKAWALI, DIST.-SINDHUDURG SINDHUDURG MAHARASHTRA 416602 | HDFC0002471 |
| HDFC BANK | C.S.NO. 3376, RAMESHWAR PLAZA, MUMBAI GAO HIGHWAY, KANKAVALI, DIST- SINGDHUDURG | HDFC0CPCB11 |
| IDBI BANK | 1ST FLOOR,S T BUS STAND KANKAWALI,DIST SINDHUDURG416602 | IBKL0617S48 |
| Private BANK LIMITED | CHINTAMANI PARK, MUMBAI GOA HIGHWAY, KANKAVALI. 416 602 | ICIC0000872 |
| INDUSIND BANK | INDUSIND BANK LTD FIRST FLOOR SHOP NO 451 B 7 GOKULDHAM BUILDING OPP TAHASILDAR OFFICE MUMBAI GOA HIGHWAY KANAKAVLI SINDHUDURG MAHARASHTRA 416602 | INDB0001365 |
| INDUSIND BANK | INDUSIND BANK LTD VAKRATUND PLAZA MUMBAI GOA ROAD TALERE TAL KANKAVLI DIST SINDHUDURG MAHARASHTRA INDIA 41680 | INDB0001403 |
| BANK OF MAHARASHTRA | BOM OPPO ST BUS STAND, KANAKAVLI DIST SINDHUDURG | MAHB0001397 |
| BANK OF MAHARASHTRA | AT POST – VAIBHAV WADI, ( BAZARPETH), TALUKA – VAIBHAV WADI – 416810 DIST.- SINDHUDURG | MAHB0001634 |
| STATE BANK OF INDIA | MUMBAI KONKAN GOA HIGHWAY DISTT SINDHUDURG MAHARASHTRA 416602 | SBIN0000282 |
| THE SINDHUDURG DISTRICT CENTRAL COOP BANK LTD | TANDPOSTANDTLKNKVLI | SIDC0001004 |
| SARASWAT COOPERATIVE BANK LIMITED | 253, GROUND FLOOR, NEAR BUS STAND, VAIBHAVWADI, DIST. – SINDHUDURG | SRCB0000226 |
| SARASWAT COOPERATIVE BANK LIMITED | RAMESHWAR PLAZA, M. K. G. MARG, NEAR PRANT OFFICE, KANKAVLI, DIST.- SINDHUDURG | SRCB0000336 |
| THE SHAMRAO VITHAL COOPERATIVE BANK | SHREE BHALCHANDRA KRUPA APARTMENT, FIRST FLOOR, HOUSE NO 331, C(2), ACHARYA ROAD, AP KANKAVLI, DISTRICT SINDHUDURG 416602 | SVCB0006018 |
| UNION BANK OF INDIA | 11, BAZAR STREET, AT & POST KANKAVLI,DIST. SINDHUDURG, PIN – 416 602. MAHARASHTRA | UBIN0537748 |
| UCO BANK | 203 A,SAMRUDHI COMMERCIAL CENTER,GROUND FLOORGALA NO,GS1 TALUK KANKAVALI, SINDUDURG 416602 | UCBA0002818 |
| AXIS BANK | SACHINAND NIWAS GROUND FLOOR NEAR S M HIGH SCHOOL MKG ROAD KANKAVLI.416602 | UTIB0003830 |
FAQs on Personal Loan Kankavli
✅ Do personal loans go in your bank account?
Personal loans area unit issued as a payment that is deposited into your checking account. In most cases, you are needed to pay back the loan over a set amount of your time at a set charge per unit.
✅ What is Personal Loan against salary?
Loan against earnings may be a special Personal Loan, that is a possibility for salaried individuals to fulfil their self and family exigencies, such as medical emergency, higher instructional expenses of youngsters, house renovation, tour or wedding expenses etc.
✅ How much Personal Loan am I able to get if my earnings are 25000?
Most lenders verify the utmost loan quantity up to ten times your monthly earnings. If you earn Rs. 25,000 per month, you’ll become eligible for up to Rs. 2.5 Lakhs.
