Personal Loan Kalyan

Best Banks for Personal Loan Kalyan

Personal Loan Kalyan Features

Personal Loan Kalyan  is a short to medium term unsecured loan, which does not require any collateral/security for disbursal. They are generally disbursed in a few hours to a few days with minimal or no paperwork at all. A key feature of a personal loan Kalyan is no collateral required. Thus, this unsecured loan can be used to meet a variety of needs ranging from emergency medical expenses to planned expenditures such as home renovation, wedding, family trips, Downpayment of car loans, etc.

Personal loans Kalyan meant for various purposes use which easily fulfills the immediate needs of individuals.

Personal Loan Kalyan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a sound and good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan Kalyan amount. You can use this loan amount anywhere you want to spend or do whatever.

Personal Loan Kalyan Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Click here to get an instant personal loan

Documents for Personal Loan Kalyan

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Kalyan

The Personal Loan Eligibility criteria for both individuals of Salaried and Self-Employed are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
2. The applicants must have the work experience of about three years. And the salary should be credited or received in their self accounts only.
3. The applicants must have an excellent or Valid credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Personal Loan Salaried Applicant

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three or more years.
3. If the applicants are the businessman, then the business should be running or going on from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more about –Personal loan Self-employed Applicant

Why Apply for Personal Loan Kalyan?

1. There is no need to deposit any asset collateral security to the bank.
2. A personal loan Kalyan is a multi-purpose offer loan. It can be used for all the problems or needs related to finance.
3. The amount of personal loan Kalyan depends upon the repayment of individual income and capacity.
4. A Personal Loan Kalyan does not require any guarantor or nominee.

How to apply for Personal Loan Kalyan?

1. Visit www.dialabank.com.
2. Go to the loan section and then tap or click on the personal loan link.
3. The applicant will be directed or presented with all details of the personal loan where they can choose their preferred city.
4. For more information and free assistance,  guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Kalyan

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close or winding up your loan before 12 months. Post that the charges vary depending on how many years the personal loan Kalyan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Kalyan EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your Personal loan Kalyan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the Personal loan. The Personal Loan EMI Calculator as follows:

CIBIL Score required for Personal Loan Kalyan

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Kalyan application in Kalyan. Most institutions require a minimum score of 750 base to process your loan application.

The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Kalyan Agents

Dialabank is the leading agent for availing Personal Loan Kalyan. You can apply easily online at Dialabank or give a call at 9878981166

Dialabank helps you to find the best option of Personal loan Kalyan Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit and Click on our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Kalyan Contact Number

Call 9878981166 and get instant help and approval for Personal Loan Kalyan.

Pre Calculated EMI Table for Personal Loan Kalyan

About Kalyan

Kalyan is a city in the Thane district of Maharashtra state in the Konkan division and a part of the Mumbai Metropolitan Region. It is a neighbouring city of Mumbai and is governed by Kalyan-Dombivli Municipal Corporation. Kalyan is within the administrative division at a taluka level of Thane district.