Personal Loan Jhunjhunu

Best Banks for Personal Loan in Jhunjhunu

Personal Loan in Jhunjhunu Features

Does a financial crunch burden you? Looking for a saviour in the difficult times? A personal Loan is an answer to all your queries. It is a type of unsecured loan, so it does not need you to lend your assets as security.

DialaBank offers the service to avail of a personal loan in no time in a hassle-free process. Banks provide personal loans at an affordable rate of interest and minimal documentation.

Personal Loan in Jhunjhunu Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Jhunjhunu Documents Required

Salaried Customers:

1. Under KYC formality: a PAN card is an essential document.
2. Address proof: passport/ID card/ Voter card/ Aadhar card/driving license
3. Proof of Identity: Passport/ID card/ Voter card/ Aadhar card/driving license
4. Two coloured passport size photos
5. Proof of income: The applicants have his salary slip for the last three months and bank statement for the last six months.

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials must be submitted, such as Balance Sheet, P&L Statement, and ITR files.
2. Under KYC formality: a PAN card is an essential document.
3. Address proof: passport/ID card/ Voter card/ Aadhar card/driving license
4. Proof of Identity: Passport/ID card/ Voter card/ Aadhar card/driving license
5. Two coloured passport size photos

Personal Loan in Jhunjhunu Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed vary in the following ways:

Salaried Applicants:

1. The job location of the applicant should be mentioned.
2. Maximum age: 60 years
3. Minimum Age: 21 years
4. The applicants must have three years’ work experience, and the salary should be received only in their accounts.
5. The applicant must have an excellent CIBIL score.

Self-Employed Applicants:

1. The applicants applying for the personal loan should file ITR for the last three years.
2. The minimum age should be 25 years.
3. An individual needs to have a decent CIBIL score as well as credit history.
4. The business should be operational from at least the past three years.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. All the bank and financial statements of the previous three months to be submitted

Click here to know more about eligibility: Personal Loan Eligibility.

Why Apply for Personal Loan Jhunjhunu?

1. Asset or Collateral not required
2. The money can be utilized for any purpose whatsoever.
3. The amount of loan sanctioned depends upon the stability of income.
4. Guarantor or nominee not needed

How to apply for Personal Loan Jhunjunu?

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to a page where they need to fill in all the necessary details.
4. Our relationship managers will assist you with further processes.
5. For more information, call us on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Jhunjhunu

The processing fee is charged by the banks and NBFCs, which is essential in facilitating the personal loan application form.

A penalty in the form of a prepayment charge is applicable if any applicant opts to foreclose their loan before the agreed tenure. In most cases, you cannot close your loan before 12 months. Post that the charges vary from 2% to 4%.

Personal Loan Jhunjhunu EMI Calculator

Equated Monthly Installments also know as EMI is a fitting mode of repayment to the bank for the loan amount borrowed. An EMI needs to be paid every month and is calculated based on the interest rate, loan tenure, and the amount of loan taken from the bank.

Get to know more about the EMI Calculator: Personal Loan EMI Calculator.

CIBIL Score required for Personal Loan Jhunjhunu

Banks do not just approve a loan application without checking the credit history of an applicant. That is why individuals need to repay their loan amounts on time and maintain a decent CIBIL score. Generally, a CIBIL score of 750 and above is considered to be decent.

Personal Loan in Jhunjhunu Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Jhunjhunu. You can apply online or give a call at 9878981166.

Call 9878981166 and get Instant Personal Loan in Jhunjhunu.

Pre Calculated EMI Table for Personal Loan Jhunjhunu

About Jhunjhunu

Jhunjhunu is a city in the state of Rajasthan. The city is filled with fresco art and royal architecture. Several Havelis and forts can be seen in the city.

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