Personal Loan Jambusar

⋆ Interest Rate 9.99% ⋆

Best Banks for Personal Loan in Jambusar

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	12%
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Jambusar Features

Thinking about the near future? Will there be a time when you might face financial crunch?

A Personal Loan can cover every bit of your problems and can help you achieve your future dreams. Personal Loan Jambusar

If we talk about a Personal Loan Jambusar – It is a sum of funds which is offered by the banks and the NBFCs with a very affordable EMIs and low rate of interest, helping you to resolve any financial crunch you are facing. A personal loan is an unsecured loan that is offered to anybody who is a salaried employee or is self-employed and is with minimal documentation and paperwork.

With the proper paperwork and verification process, you can get a loan approval within 48 hours.

While all other loans are specific, like a car loan for a car and a home loan for any property, a personal loan has no end-use restrictions. Meaning you can use the loan the way you like. For example, paying bills, funding a vacation, a wedding, etc.

A full detailed eligibility and documentation criteria are listed below that you have to follow for a personal loan.

Personal Loan Jambusar Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

More About: Interest Rates on Personal Loan

Documents Required for Personal Loan Jambusar

Salaried Customers: (i.e. if the applicant has a fixed salary as a source of income)

Identity proof (Aadhar card/driving license)
PAN Card.
Residence Proof (Owned/Rented apartment (rent agreement needs to be attached)/Company provided)
Two Passport-sized photographs.
Salary slips of the last three months.
Bank statements for the last 6 months.

Self-Employed Customers: (i.e. if the applicant is a sole proprietor)

All financials books are required (Balance Sheet, P&L Statement as well as ITR files)
Residence Proof (and rental agreement, if required)
Two passport-sized photographs
Aadhar Card
PAN Card

PERSONAL LOAN

Interest Rate 9.99%

Personal Loan Jambusar Eligibility Criteria

The eligibility criteria may vary between Salaried and Self-Employed.

Salaried Applicants (i.e. if the applicant has a fixed salary as a source of income)

The applicant should be between the age group of (minimum) 21 to 60 (maximum).
The applicants must have the work experience of the three years and the salary should be a direct deposit in their accounts only.
The applicants must have an excellent credit history*.
The job location of the applicant should be mentioned.
A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants (i.e. if the applicant is a sole proprietor)

The applicant should be between the age group of (minimum) 25 to 60 (maximum).
The applicant should file ITR for the last three years.
If the applicant is a businessman, then the business should be up and running from the past three years.
The applicants must have an excellent credit history*.
The annual income of the applicants should be a minimum of Rs 2.5 lakh.
The applicants must submit financial and bank statements for the previous three months.

*Please Note: A good CIBIL score is a must before applying for a loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Jambusar. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

Click here to know more about- EMI Calculator

Personal Loan Jambusar Agent and Contact Number

One of the leading and most trusted Personal Loan Jambusar agent is Dialabank. You can apply online at Dialabank or give a call at +919878981166

Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.