Guide to Personal Loan Itarsi
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Itarsi Features
The personal loan has gained massive demand in the subtle time frame as the person gets huge advantages. First, it’s a personal unsecured loan. Third, the process is fast. Third, the individual does not need to send the bank any details concerning the availability of a Personal Loan.
With rising costs and a new lifestyle in this modern world, dealing with the phenomenon is important. So Personal Loan is a function that banks & NBFCs provide to get the best loan alternative for easily managing all expenses, particularly for metro cities.
In Itarsi, you can easily get a personal loan at an interest rate ranging from 10.99% to 32%, but this depends on many factors. Dialabank Personal Loan offers you the best benefits and options for a Personal Loan in Itarsi
Personal Loan Itarsi Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Itarsi
Salaried Customers:
- Identity proof such as Aadhar card/driving license.
- Last three-month salary slips.
- Bank statements for the last 6 months.
- PAN Card.
- Residence Proof (Owned/Rented/Company provided) and rental agreement in case of rented apartments.
- 2 Passport-sized photographs of the applicant.
Self-Employed Customers:
- All financials are required (ITR documents with Balance Sheet and P&L Statement).
- PAN Card.
- Aadhar Card as identity proof.
- Residence Proof or rental agreement in case of a rented apartment.
- Two passport-sized photographs of the applicant.
Personal Loan Itarsi Eligibility Criteria
PERSONAL LOAN
Interest Rate 9.99%
The eligibility criteria are specific for both salaried and self-employed workers.
Click here to know more about personal loan eligibility
Salaried Applicants
- The applicant’s age will be at least 21 years, with a maximum of 60 years.
- If the respondent lives in a metropolitan city, then the minimum salary will be Rs 18,000. So if the respondent is from the non-metropolitan area, then the minimum wage will be Rs 12,000
- The claimant should have the previous three years’ job experience, and the compensation will only fall in their pocket.
- When a borrower is applying for a personal loan, then a strong credit background is needed.
- The documentation method for Personal Loan Itarsi is quick. They only have to apply their last three months’ bank statement and last six months’ salary slip.
Click here to know more about- Salaried Applicant
Self-Employed Applicants
- If an applicant is self-employed, then the applicant’s age, a minimum of 25 years and a maximum of 65 years, will be needed.
- For the past three years, the claimant will have to register ITR.
- The applicant’s credit score would be fine, so there will be no debt remaining due.
- At least the ITR under which the respondent reports are to be Rs 2.5 lakhs per annum.
- And the claimant has a company that has been going over the last three years than his company would.
Click here to know more – Self-employed Applicant
Why Apply for Personal Loan Itarsi?
- Personal Loan Itarsi is based upon the candidate’s income per annum and his credit score. No other requirement is there.
- There is no need to put a precious asset as security to the lender for Personal Loan Itarsi, as it is an unsecured loan.
- Personal loans offer higher loan amounts to help you deal with any financial emergency.
- Personal Loan Itarsi is a multi-purpose offer that can be used for almost all life’s financial problems, including debt consolidation.
How to apply for Personal Loan Itarsi?
To apply for the best personal loan deals:
- Visit Dialabank and click on the personal loan option on the menu of the homepage.
- You will be directed to a page wherein you will have to fill in all your personal and professional details, along with your phone number.
- After you click on ‘Apply now, wait for a while. You will receive mail threads from various banks and NBFCs willing to lend you a personal loan in a short period.
- Our experts will give you a call and assist you in choosing the best deal for you.
- In case of any queries, call us at 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Itarsi
The interest rates in a Personal Loan depend on the profile and salary of an individual in the business. Personal Loan Itarsi’s interest rate starts at 9.99 per cent per year.
If you wish to foreclose your loan before the agreed tenure of the loan, you will be charged a penal prepayment fee by every lending institution. Unable to close your loan before 12 months in most cases. Post that, the charges vary according to how many years the loan has been made. Those penalties range from 1 per cent of the unpaid debt balance in the second year to 2 per cent in the borrower’s fourth year.
To know about the interest rate, click on the personal loan interest rate
Personal Loan Itarsi EMI Calculator
CIBIL Score required for Personal Loan Itarsi
Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Itarsi. Most institutions need a minimum score of 700 to process your application for a loan.
The institutions are not only looking at the overall score but also the detailed behaviour of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Itarsi Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Itarsi.
Pre Calculated EMI Table for Personal Loan Itarsi
Click here for the personal loan EMI calculator
About Itarsi
Based in Madhya Pradesh’s Hoshangabad district, Itarsi practically lies at the centre of India — it’s roughly in the middle of the world. The town’s name was taken from the factories it had been popular for — bricks or in, and rope or rassi. Today, though, plywood has absorbed those sectors.
Itarsi is also known for its agricultural products, thriving handloom, arts and crafts industry, and its junction with the railway, one of the region’s busiest.
Itarsi was endowed with nature’s abundance in the form of birds, greenery, and rushing rivers. Treks, nature tours, and picnics on the dam are common forms of spending time, favoured by locals and visitors alike.
