Best Banks for Personal Loan Ismailabad
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Ismailabad
Unprecedented financial crises can strike anytime. If it’s for home, company, or medical needs, the overwhelming need for funding is a shared thing we all face at some stage of time. Much of the time, borrowing money is the only resort while you are confronting the financial bottlenecks. But the lending company must be a respectable one and a trustworthy one where there is no risk you can face of being misled or robbed.
A Personal Loan lets you fulfill your diverse financial needs; you can take advantage of loans up to Rs 20 lakh and satisfy the specific need that you rise at any point in your life. The fast clearance process means that you have an understanding of investing quickly.
Additionally, you can get the funds inside 3 seconds with our instant online Personal Loan facilities. In Ismailabad, you can easily get a personal loan at an interest rate of 9.99% per annum.
Personal Loan Ismailabad Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Ismailabad
Salaried Customers:
- Identity proof such as Aadhar card/driving license.
- last three-month salary slips.
- Bank statements for the last 6 months.
- PAN Card.
- Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
- 2 Passport-sized photographs of the applicant.
Self-Employed Customers:
- All financials are required (ITR documents with Balance Sheet and P&L Statement).
- PAN Card.
- Aadhar Card as identity proof.
- Residence Proof or rental agreement in case of a rented apartment.
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Ismailabad Eligibility Criteria
The eligibility criteria are specific for both salaried and self-employed workers.
Click here to know more about personal loan eligibility
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month
Click here to know more about Personal Loan for Salaried Applicant
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Click here to know more about Personal Loan for Self-employed Applicant
Why Apply for Personal Loan Ismailabad?
- Personal Loan Ismailabad is based upon the candidate’s income per annum and his credit score. No other requirement is there
- There is no need to put a precious asset as security to the lender for Personal Loan Ismailabad, as it is an unsecured loan
- Personal loans offer higher loan amounts to help you deal with any financial emergency
- Personal Loan Ismailabad is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
- The Loan amount depends upon the income and repayment capability of the applicant.
- Personal Loan Ismailabad is a multifunctional deal that can be used for almost all financial issues.
- No requirement for the lender to put some property or properties as insurance.
- No cosigner required for Ismailabad Personal Loan.
How to apply for Personal Loan Ismailabad?
To apply for the best personal loan deals:
- Visit Dialabank and click on the personal loan option on the menu of the homepage.
- You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
- After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
- Our experts will give you a call and assist you in choosing the best deal for you.
- In case of any queries, call us at 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Ismailabad
Every Bank and NBFC charges a fee for processing your Personal Loan application. The processing fee for a personal loan in Ismaliabad is 1% of the loan amount.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
To know about the interest rate click on personal loan interest rate
Personal Loan Ismailabad EMI Calculator
CIBIL Score required for Personal Loan Ismailabad
Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Ismailabad. Most institutions need a minimum score of 700 to process your application for a loan.
The institutions are not only looking at the overall score but also the detailed behavior of previous loans. It provides information about the form of loan obtained and the amount lent. Any outstanding payments for prior loans will serve as a deterrent to making a fresh loan open to you.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Ismailabad Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Ismailabad.
Pre Calculated EMI Table for Personal Loan Ismailabad
Click here for a personal loan EMI calculator
About Ismailabad
Ismailabad village is located in the Kurukshetra district of Pehowa Tehsil, in Haryana, India. Pehowa is the closest town in the village of Ismailabad.
Ismailabad’s primary language is Hindi, Punjabi and the bulk of the residents in the village understand Hindi, Punjabi. Citizens in Ismailabad use Hindi, the Punjabi language for correspondence purposes. The nearest railway station to Ismailabad is Dhola Mazra located within and around a distance of 17.8 kilometers.
