Best Banks for Personal Loan in Hassan
Feature |
HDFC Bank |
Private Bank |
Bajaj Finance |
Interest Rate |
10.75% - 17% |
11.25% - 18.5% |
12% |
Min Loan Amt |
Metro : 75000 & Non Metro: 50000 |
50000 |
100000 |
Max Loan Amt |
50 Lacs |
50 Lacs |
1 Cr |
Loan Tenure |
1 - 5 Years |
1 - 5 Years |
1 - 5 Years |
Processing Fee |
0.25% - 2% of the Loan Amt |
1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt |
Preclosure Charges |
2%, Nil foreclosure charges after 12 months |
2%, Nil foreclosure charges after 24 months |
Nil |
Overdraft Facility |
No |
No |
Yes |
Personal Loan in Hassan Features
Are you running short on cash? Do not worry. A personal loan is available for you. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
Personal Loan Hassan is an unsecured loan that provides financial aid to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.
Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.
Personal Loan in Hassan Interest Rates and Charges
The personal loan interest rates depend on the customer’s CIBIL score and financial standing. The interest rate of personal Loan starts from 9.99% per year.
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Why Apply for Personal Loan Hassan?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of a personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
Personal Loan in Hassan Eligibility Criteria
The personal loan eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
- Minimum age requirements of individual should be 21 years and maximum up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- Job location of the applicant should be mentioned.
- A borrower should have minimum income in metropolitan city RS 18,000 and in non -metro city RS 12,000
Click here to know more about- Salaried Applicant
Self-Employed Applicants
- Minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants has to submit his financial and his bank statement of the previous three months.
Click here to know more – Self-employed Applicant.
Personal Loan in Hassan Documents Required
The Documents required for Personal Loan are:
- Residence proof: the documents required for the residence proof includes (Passport / ID card / Voter card / Aadhaar card / Ration card / Driving license), and if the applicants are living in rental apartments then they have to submit their Agreement, Electricity bill on his name and address of the owner.
- Self-employed: the applicants of personal loan should file ITR for the last three years, and his business should be registered.
- Salaried applicants: The applicants have to show his salary slip of last three months and bank statement of last six months.
- Under KYC formality, every applicant has to submit his pan card, which is an essential document.
- Two coloured passport size photos ( Applicants should not wear any glasses)
How to apply for Personal Loan Hassan?
- Visit Dialabank
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
Personal Loan Hassan EMI Calculator
Equated Monthly Installments or EMI suggests a month to month fixed rate that you are expected to pay to the bank as a month to month reimbursement for the credit sum which is made sure about. A Personal loan EMI Calculator can be helpful in understanding the proposed terms of the loan offered by the bank.
As indicated by your profile, the pace of enthusiasm on your credit is set. The EMI on your credit is determined relying on the Rate the bank accuses you of and the advance sum you need to take and the period for which you take the advance.
Interested customers can check the CIBIL score beforehand, for a better understanding.
Personal Loan in Hassan Agent and Contact Number
Dialabank is the leading agent for availing Personal Loan in Hassan. You can apply online at dialabank or give a call at 9878981166
