Personal Loan Haridwar

Best Banks for Personal Loan in Haridwar

Personal Loan in Haridwar Features

Get a personal loan, and all the verification is done for a personal loan within 48 hours with Dialabank.

A personal loan is an unsecured loan that provides financial aid to customers at some interest rates.

Any of your personal requirements can be fulfilled by personal loan Haridwar at meagre and affordable interest rates.

To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Haridwar Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Haridwar Documents Required 

Salaried Customers:

1. Identity proof (Aadhar card/driving license/Voter Id)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof( Current and Permanent)
5. Two passport-sized photographs

Personal Loan in Haridwar Eligibility Criteria

The personal loan eligibility criteria are separate for both Salaried and Self-Employed:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month.

Click here to know more about: personal loan for Salaried Applicant.

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more about: personal loan for self-employed Applicant.

Why Apply for Personal Loan Haridwar?

1. No need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of a personal loans depends upon the repayment of individual income and capacity.
4. A Personal Loan Haridwar does not require any guarantor or nominee.

How to apply for Personal Loan Haridwar?

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Haridwar

Every Bank and NBFC charges a fee for processing your Personal Loan application. The Personal Loan Haridwar processing fee is 1% of the sanctioned loan amount.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Haridwar EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated using personal loan EMI calculator basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Haridwar

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application Haridwar. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.

Personal Loan Haridwar Agents

Dialabank is the leading agent for availing Personal Loan in Haridwar. You can apply online at Dialabank or give a call at 9878981166

Dialabank helps you to find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website Dialabank and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Haridwar Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Haridwar.

Pre Calculated EMI Table for Personal Loan Haridwar

About Haridwar

Haridwar is an ancient city and important Hindu pilgrimage site in North India’s Uttarakhand state, where the River Ganges exits the Himalayan foothills. The largest of several sacred ghats (bathing steps), Har Ki Pauri hosts a nightly Ganga Aarti (river-worshipping ceremony) in which tiny flickering lamps are floated off the steps. Worshipers fill the city during major festivals including the annual Kanwar Mela.

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