Personal Loan Hardoi

Major Personal Loan Providers in Hardoi

Personal Loan Hardoi Features

A personal loan is a financial help provided by banks to the applicants to help them fulfilling their personal requirements. A personal loan can be used for many reasons like weddings, vacations, paying medical bills, home renovations, etc. There are no restrictions on the use of the loan amount.

In order to get a personal loan, an applicant is required to have a stronger and dependable source of income.

Almost all major banks and NBFCs provide personal loan in Hardoi at an affordable and cost-effective interest rates. The loan application process is very easy and simple. The loan does not take too much time to get approved. With proper paperwork you can get the loan in 2-3 business days.

You can visit the Dialabank website to get access to the best loan offers.

Personal Loan Hardoi Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Hardoi Documents Required:

For Salaried Customers (in public/private/cooperatives/start-ups)

• Aadhaar card/ driver’s license/ PAN card/ Pension document or any other identity proof.
• The last three-month salary slips will be required. make sure you are paid your salary through bank accounts
• The bank statements for the last 6 months will be required by the banks to make sure you can repay your loan easily
• Your residence proof whether it is owned, rented, or company provided. The rental agreement in case of a rented apartment will be needed.
• 2 Passport-sized clear photographs of the applicant (without spectacles, proper lighting)

Self-Employed Customers:

• Financial statements such as the balance sheets, P&L Statement as well as our income tax returns files will be needed to make sure you can repay your loan without fail.
• PAN Car or your Aadhar Card, or any other acceptable identity proof
• Residence Proof and rental agreement in case of a rented apartment
• Two passport-sized clear photographs of the applicant (without spectacles, proper lighting)

Personal Loan Hardoi Eligibility Criteria

Click here to know more about personal loan eligibility

Salaried Applicants

• The age of the applicant should not be less than 21 years
• The age of the applicant should not be more than 60 years.
• The applicants must have a minimum work experience of three years
• The applicants must meet the CIBIL score criteria, mentioned below
• The job location of the applicant shall have to be revealed
•  The applicant should be earning a minimum of 3 lakhs per annum

Self-Employed Applicants

• The age of the applicant should not be less than 25 years.
• The age of the applicant should not be more than 60 years.
• The applicants will need to show their income tax returns for the last three years.
• The business of the applicant should be running from the past three years.
• The applicant should be able to meet the minimum CIBIL score criteria
• The income of the applicant should not be less than Rs 2.5 lakh per annum
• The applicant will also have to submit his bank statement for the last three months.

Why Apply for Personal Loan Hardoi?

There are many reasons why you should apply for a personal loan:

1. Personal Loan Hardoi requires only the basic documentation and a CIBIL score. No unnecessary steps are included in the procedure
2. The personal loan in Hardoi doesn’t require collateral and so gets disbursed easily.
3. Personal loans in Hardoi offer you to option of choosing your own tenure
4. It offers you flexible repayment options.
5. It can be used for almost all the financial burdens of your life
6. It gets sanctioned without much hassle

How to apply for Personal Loan Hardoi?

To apply for the best personal loan deals, follow these steps:

1. Visit Dialabank and you will see many loan options on the title bar. For a personal loan, click on the personal loan option and fill in your details in the space provided.
2. Our experts will guide you further.
3. In case you have any queries, you can call us instead of 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Hardoi

A processing fee is a fee that banks and NBFCs take to process your loan and sanction it. It varies from one bank to another but usually ranges from 1% to 2.5%. A prepayment fee is charged by the banks in case you want to prepay a part of your loan i.e. pay it before the tenure ends. This fee is usually 4% of your loan amount in the initial years and decreases with time.

To know about the interest rate click on personal loan interest rate

Personal Loan Hardoi EMI Calculator

Check your EMIs beforehand through this EMI calculator to know which loan deal fits best for you!

CIBIL Score required for Personal Loan Hardoi

The minimum CIBIL score required for a personal loan in Hardoi is 750 and above. This score will help you avail of personal loans with attractive features and affordable interest rates. While a score of 650 is considered ‘fair’, it still comes close to a poor rating.

There are many ways to improve your CIBIL score, like applying for credit cards or taking short term low amounts of loans and repaying them on time.

Personal Loan Hardoi Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Hardoi

Pre Calculated EMI Table for Personal Loan Hardoi

Click here for a personal loan EMI calculator

About Hardoi

Hardoi is a city and municipal board in the Hardoi district in the Indian state of Uttar Pradesh. It is the administrative headquarters of the Hardoi district. The Ganges and several of its tributaries are crossing the south of Hardoi district.

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