Major Personal Loan Providers in Hapur
1% - 2.5% of the Loan Amt
Personal Loan Hapur Features
Grab your golden Opportunity! Get a loan with low interest rates. A personal loan is available for you. This loan is unsecured with negligible documentation and less desk work. This advance can get affirmed within 48 hours after the confirmation procedure.
Individual Loan Hapur is an unstable credit that gives clients a money-related guide at moderate financing costs. To get a Personal Loan, the candidate needs to have an inflexible and great wellspring of pay and has a decent financial record. Besides, there is no closure use limitation on the utilization of the particular advance sum. Therefore, you can utilize this advanced sum anyplace you need to do.
Personal Loan Hapur Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Hapur
Salaried Customers:
- Applicant should contain residence proof.
- Salary slips of last three months
- Bank statements for the last six months
- PAN card is also mandatory.
- Residence Proof (Owned/Rented/Company provided)
- Two coloured passport size photos.
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement and ITR files)
- PAN Card required
- Aadhar Card required
- Applicant should contain residence proof.
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Hapur
Personal loan eligibility criteria for both Salaried and Self-Employed are distinct:
Salaried Applicants
- The base age prerequisites of the individual ought to be 21 years and most extreme as long as 60 years.
- The candidates must have a working understanding of the three years. What’s more, the payment ought to be gotten in their records as it were.
- The candidates must have an incredible record as a consumer.
- The employment area of the candidate ought to be referenced.
- A borrower ought to have a base salary of INR 25,000 every month.
Click here to know more about- Salaried Applicant.
Self-Employed Applicants
The base age necessity for a free individual ought to be 25 years.
- The candidates applying for the individual credit should record ITR throughout the previous three years.
- If the candidates are the agent, at that point, the business ought to be running for the previous three years.
- The credit rating of the individual candidates ought to be acceptable. Therefore, there ought not to be any obligation or levy left.
- The yearly salary of the candidates ought to be at least Rs 2.5 lakh.
- The entire documentation procedure of the individual credit is the candidates need to present his money related and his bank proclamation of the past quarter of a year.
Click here to know more – Self-employed Applicant
How to apply for Personal Loan Hapur?
- Visit Dialabank.
- Go to the lodgment and snap on the individual advance connection.
- The candidate will be coordinated to all subtleties of the individual credit to pick their favoured city.
- For more data and free direction, you may approach 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Hapur
Each Bank and NBFC charges an expense for handling your Personal Loan application. These charges fluctuate between 1.5% to 2.5% of the endorsed advance sum.
On the off chance that you wish to abandon your credit before the concurred advance residency, each loaning establishment charges you a reformatory prepayment expense. By and large, you can’t close your credit before a year. Post that, the charges fluctuate contingent upon how long the advance has done. These charges fluctuate from 4% of the extraordinary advance sum in the second year to 2% in the fourth year of the credit.
Personal Loan Hapur EMI Calculator
Likened Monthly Installments, likewise, know as EMI, are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the credit sum obtained. In light of your profile, the financing cost on your advance is resolved. Your EMI is determined, using personal loan EMI calculator premise the Interest Rate you are charged by the bank and the measure of credit you need to take and the period for which you appreciate the advance.
CIBIL Score required for Personal Loan Hapur
Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Hapur. However, most establishments require a base score of 750 to process your advance application.
The organizations don’t simply take a gander at the general score yet, in addition, the particular conduct on the past credits taken. This remembers subtleties for the sort of credit taken, and the sum acquired. Any deferred instalments for past advances can go about as a hindrance to your profiting a new credit.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Hapur Agents
Dialabank is the main specialist for benefiting Personal Loan in Hapur. You can apply online at Dialabank or give a call at 9878981166
Dialabank encourages you to locate the ideal alternative of Banks and NBFCs by giving you the market correlation of various banks with the goal that you can settle on the correct decision. So visit our Dialabank and fill a straightforward structure with your own and work subtleties. Our client relationship directors will, before long, connect with you.
Personal Loan Hapur Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Hapur.
Pre Calculated EMI Table for Personal Loan Hapur
About Hapur
Hapur is a city from the Hapur district situated in the Indian state of Uttar Pradesh. It is located in the western part of Uttar Pradesh; it is just 60 kilometres away from New Delhi.
FAQs
✅ Who can apply for a Personal Loan in Hapur?
People who have an urgent need for cash and have a regular source of income (from employment or business) can apply for a Personal Loan in Hapur.
✅ What is the tenure of a Personal Loan in Hapur?
Most banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. Some Banks extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly instalments within the agreed tenure of the loan.
✅ Are there any other charges involved in Personal Loan Hapur?
Yes, there are 2 types of charges that one needs to pay in order to avail of a personal loan in Hapur:
Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. For example, the Personal Loan Hapur processing fee Is 1% of the loan amount.
Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan been completed before you decide to pre-close it.
✅ Can my application for Personal Loan Hapur get rejected due to my CIBIL score?
Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will decrease your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.
Other Cities For Personal Loan
| Personal Loan Mathura | Personal Loan Lalitpur |
| Personal Loan Mahoba | Personal Loan Lalganj |
| Personal Loan Mainpuri | Personal Loan Lakhimpur |
| Personal Loan Loni | Personal Loan Lakhimpur Kheri |
