Personal Loan Hanumangarh

Best Banks for Personal Loan in Hanumangarh

Personal Loan in Hanumangarh Features

Personal Loan is the basic demand for today. It is an easily accessible financial good that overcomes you from any of the financial debts. A Personal Loan can be taken to fulfil any personal need ranging from your child’s education to your daughter’s marriage, any medical issues running in your family, etc. could be taken care of by accessing a personal loan. Moreover, a Personal Loan is one of the easiest and most convenient methods of getting cash in hand instantly.

Personal Loan in Hanumangarh Interest Rates and Charges

• The interest rates are applied 10.75% onwards.
• The processing fee is up to 2% of the loan amount.
• The loan tenure ranges up to 5 years.
• The lowest EMI per lakh is Rs 2,162
• The prepayment charges are NIL up to 5 per cent.

Get low-interest rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Hanumangarh Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Hanumangarh Eligibility Criteria

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Hanumangarh?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of a personal loan depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Hanumangarh?

1. Visit Dialabank
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all personal loan details where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Hanumangarh

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary between 1.5% to 2.5% of the sanctioned loan amount. In addition, if you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that, the charges vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan Hanumangarh EMI Calculator

Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate the bank charges you, the amount of loan you have to take, and the period you enjoy the loan.

CIBIL Score required for Personal Loan Hanumangarh

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Hanumangarh. Most institutions require a minimum score of 750 to process your loan application.

The institutions look at the overall score and the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Personal Loan in Hanumangarh Agent and Contact Number

Dialabank is the leading agent for availing Personal Loan in Hanumangarh. You can apply online or give a call at 9878981166

Dialabank helps you find the best option for Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Visit our website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

For instant help and approval for a Personal Loan in Hanumangarh, Call 9878981166.

Pre Calculated EMI Table for Personal Loan Hanumangarh

About Hanumangarh

Hanumangarh is a district of Rajasthan in India. The city of Hanumangarh is the district headquarters, and it’s the largest city. Once, it is called Bhatner. It is also spelt as Bhatnair. Bhagri is the major language, and Hindi is the official language in this area.

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