Personal Loan Hansi

Major Personal Loan Providers in Hansi

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Hansi Features

Need money for planning the future? Need money for planning the marriage of your children? Need money for renovating a house?  Dialabank is here traversing clarifications for you!

A personal loan is an unsecured loan that will accomplish all your aspirations. This loan requires the fewest records and paperwork. Your credit will be confirmed within 48 hours after document authentication.

It is a loan with the lowest interest rates as per your benefit. The fundamental condition for this loan is guaranteed income and satisfying creditworthiness.

The most crucial thing affiliated with this loan is that there are no stipulations on the intention of using this monetary compensation. You can use it wherever you want.

Click here to get an Instant Personal Loan

Personal Loan Hansi Interest Rates 

More About: Interest Rates on Personal Loan

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Hansi

Salaried Customers:

1.  Your identity proof is required. It can be anyone of Aadhar card or driving license.
2. Salary slips for the past three months are required to be submitted.
3. Bank statements for the last 6 months have to be submitted.
4. A copy of your PAN Card
5.  You have to submit your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Hansi

Personal Loan Eligibility Criteria

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished.
4. You should mention your job location.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The minimum age of an individual should be 25 years.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are a businessman, then your business should be active for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant has to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Hansi?

1. You do not need to mortgage your property.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Hansi?

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Hansi

Every monetary institution such as banks or NBFCs charges a supplication fee for a personal loan. The range of payments alternates between 1.5% – 2.5% of the licensed loan amount.

If you are confiscating your loan amount before the scheduled date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most circumstances. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan Interest Rate

Personal Loan Hansi EMI Calculator

EMI (Equated Monthly Installments) are the rigged costs that you are responsible to pay periodically to the bank as repayment of the loan amount. The interest rate is not decided. It will be determined on the basis of your financial status. And consequently, your EMI will be estimated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Hansi

Lending institution constructs its own benchmark standards for CIBIL score which are further required for proceedings of application of Personal Loan. A CIBIL score of 750 is mostly favored by all the lending establishments.

Banks want to know your behavior in previous loans that you have taken. Through the CIBIL score, they determine whether you are punctual in making payments or not.

Personal Loan Hansi Agents

Dialabank is the foremost advocate for taking Personal Loan in Hansi. You can apply online at Dialabank or give a call at 9878981166.

Dialabank is operating for providing pecuniary help to those in need by presenting a parallel interpretation of several banks so that you can pick whichever satisfies your needs.

Personal Loan Hansi Contact Number

Call 9878981166 and to get fast help from us and favor for Personal Loan in Hansi.

Pre Calculated EMI Table for Personal Loan Hansi

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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Click here for Personal Loan EMI Calculator

About Hansi

It is a city in the Hisar district of Haryana. Around 90,000 people live in this city.

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