Personal Loan Goregaon

Best Banks for Personal Loan in Goregaon

Personal Loan Goregaon Features

Are you running out of your cash reserves? Were you planning something but can not afford it at this point? A personal loan at an affordable interest rate could help you in such situations. Most banks provide personal loans at affordable interest rates and feasible EMIs so that the applicants remain less stressed.

Personal loans are one of the common types of loans that are taken by many people. Though a jobless person or a struggling business might not be able to get personal loan approval, most employed ones are eligible to take this loan. In many situations of the financial crisis, a personal loan might be helpful for a person who has to spend on some expensive yet important things.

Generally, personal loans are taken during big occasions or emergencies like a wedding, an important vacation, medical aid bills, a pilgrimage, or maybe for anything that has a high priority. Hence, one can take a personal loan from any bank that provides affordable interest rates. And, an applicant should repay on time to avoid inconvenience.

If you need funds for a difficult situation, there are various options you can consider for yourself. You can either use your fixed deposits, your savings or take a personal loan from any suitable bank. A personal loan is financial support offered by finance companies and banks at affordable interest rates to help you with all kinds of liquidity crunch. Besides, those affordable EMIs could lower down your burden a lot.

Personal Loan Goregaon Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Goregaon

The criteria for documents differ for salaried as well as self-employed applicants.

For salaried employees – Proofs like Aadhaar or Driving License can be used as ID. Salary Slips of the last 3 months are recognized as income proofs. Other than that, Bank statements from the last six months, PAN Card, any residential proof, rental agreements, and multiple passport-sized photographs can be asked for. You should not be wearing glasses during those photographs.

For self-employed applicants – They might have to show their financial documents such as balance sheets, P&L statements, ITR files. Apart from this, they will need a PAN card, Aadhaar Card as ID proof, a Rental agreement (as Address proof, if required) along with two passport-sized photographs.

Personal Loan Goregaon Eligibility Criteria

Click here for more information about personal loan eligibility

Personal Loan Goregaon is pretty specific about eligibility criteria.

For salaried applicants, the minimum age is 21 years while the maximum age should not exceed 60 years. The minimum work experience of the applicant should be 3 years. The monthly salary of the applicant should be at least Rs 25,000. Besides, the salary should be transacted in their bank accounts. Since pay varies according to the location, the applicant also needs to mention their job location.

For self-employed applicants, the maximum age is the same i.e 60 years while the minimum age should be 25 years. To show their company’s financial situation, they will have to provide their ITR file for the last three years. The minimum salary of the applicant should be 2.5 lakhs and prove this, they might have to submit their bank statements for three months. If the applicant is a businessperson, they have to show that their organization is operational for the past three years.

Personal Loan Goregaon Agent and Contact Number

As one of the prominent personal loan agents of Goregaon, Dialabank provides you with the best deals on its website. You can visit our website, fill an online simple form. Thereafter, you will be called back by us for assistance in the entire personal loan process. Besides, if there are any queries, you can visit a nearby Dialabank branch in Goregaon or dial 9878981166.

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