Personal Loan Gondal

Major Personal Loan Providers Gondal

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Gondal Features

Does your financial situation constraint you from fulfilling your desires?

All things considered; you don’t need to stress. Individual loans are the best solution to such situations that provide you with an advance to fulfill your desires. It requires a maximum of 48 hours to sanction the loan under your name.

Personal Loan Gondal provides you with all sorts of money-related assistance. For availing a Personal Loan, the applicant should possess the will to repay the amount in given tenure with no dues remained.

Also, there exists no stated end-use restriction on the use of the personal loan amount.

This loan amount can be used in any way the applicant wishes to.

To apply for a personal loan, Gondal click on Personal Loan

Personal Loan Gondal Interest Rates

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Essential Documents for Personal Loan Gondal

Salaried Customers:

• Identity proof (Aadhar card/driving license)
• Statements for the salary of the past three months.
• Bank statements for the last 6 months
• PAN card
• Proof for Residence (Own/Rent/Company provided)
• Passport-size photograph – 2

*NOTE: If one lives in rented apartments, rent agreement is obligatory to submit with the mentioned documents.

Self-Employed Customers:

• All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
• PAN Card
• Aadhar card
• Residence Proof
• Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Gondal

Click here to know more about personal loan eligibility

Salaried Applicants

• The base age of the candidate should not be under 21 years of age  or over 60 years of age.
• The candidate should have an account of work understanding of in any event three years. The compensation needs to have been moved in their records as they were.
• The applicant should have an outstanding credit history.
• The job location of the applicant should be mentioned.
• The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

• The age of an independent person applying should be at least 25 years.
• The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be running well from the last 3 years.
• The credit score of the applicant should be good and there must not be any debt or any dues pending.
• The yearly income of the applicant should be a minimum of Rs 2.5 lakh.
• The whole document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Gondal?

1. There is no strict rule for the requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a multidimensional loan, so it can be put to use for any requirement.
3. The amount of personal loans is dependent on the repayment capacity of the applicant.
4. A Personal Loan does not require any witness or guarantor.

How to apply for Personal Loan Gondal?

1. Visit this website: www.dialabank.com.
2. \hen, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Gondal

All Banks and NBFCs charge a processing fee to process the loan application. This cost varies from 1.5% to 2.5% of the approved loan amount.

On the off chance that you wish to close your credit before the chose advance residency, all loaning establishments will charge you a punishment as a prepayment expense. Typically, an applicant is not allowed to close the credit before the end of the year. Hereafter, the charges vary dependent on the number of years the advance has finished. This charge varies from 4% of the rest of the advance sum in the second year to 2% in the fourth year of the credit of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Gondal EMI Calculator

Equated Monthly Installments or EMI refers to a month to month fixed rate that you are expected to pay to the bank as a month to month repayment for the advance sum which is made sure about. As mentioned in the profile, the pace of credit is pre-decided. The EMI on your credit is determined relying on the Rate bank accuses you off and the advance sum you need to take and the period for which you take the advance.

CIBIL Score required for Personal Loan Gondal

All the lending institutions have their criteria for a minimal CIBIL score that is needed to process a Personal Loan application Gondal. Mostly, the institutions need a minimum score of at least 750 to further process an application.

No organization just glances at the general score. They likewise take a gander at an explained perspective on the past credits. The subtleties incorporate the kind of advances and the measure of cash that was acquired. On the off chance that there exists any postponement in the instalments of the past advances, it might thwart the endorsement of the current credit.

Personal Loan Gondal Agents

Dialabank is one of the leading agents for availing Personal Loan in Gondal. You can easily apply online at www.dialabank.com or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Gondal Contact Number

Call 9878981166 and you will be provided with the required assistance and approval for Personal Loan in Gondal.

Pre Calculated EMI Table for Personal Loan Gondal

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Gondal

Gondal is a city and a municipality located in the Rajkot district of the Indian state of Gujarat. Gondal state was known to be one of the eight first class princely states of Kathiawar Agency.

FAQs About Personal Loan Gondal

Who can apply for a Personal Loan in Gondal?

The individuals suffering from the financial crisis and are engaged in employment or business activities with a regular source of income(from employment or business) can apply for a Personal Loan in Gondal.

What is the tenure of Personal Loan in Gondal?

Most of the financial institutions and NBFCs provide a Personal Loan for a min period of 1 Yr and a max period of 5 Years. There are some Banks which extend the tenure to 7 Years also. The tenure is pre-decided and cannot be prolonged. The repayment has to be done on monthly basis within the agreed tenure of the loan.

Are there any other charges involved in Personal Loan Gondal?

Yes, there are 2 types of charges that one needs to pay in order to avail a personal loan Gondal:

Processing Fee: For every bank or lending institution that you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The amount of processing fee varies for each lending institution and is normally between 1% and 2.5% of the loan amount.

Pre-closure Charges: If you want to close a running loan before its decided tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure charges. The pre-closure charges vary depending on how many years has your loan completed before you decide to pre-close it.

Can my application for Personal Loan Gondal get rejected due to my CIBIL score?

Personal Loan, being an unsecured loan, one of the most significant decision criteria for getting your Personal Loan application approved is your CIBIL Score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. The individual should make sure you don’t leave or delay any of your loan EMI payments or any credit card payments as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections occur because of a low CIBIL Score.

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