Personal Loan Godhra

Major Personal Loan Providers in Godhra

Personal Loan Godhra Features

A personal loan is an unsecured loan that provides financial aid and assistance to customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a positive and good income source and has a good credit history. There stands no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you wish to do.

Personal loans are quick, prompt, and easily accessible. These loans are a blessing for all those facing financial crises and are not getting the way to meet their personal needs. In addition, these debts are unsecured in nature and require less paperwork.

Personal Loan Godhra Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Godhra

Documents required to avail of a personal loan vary for salaried customers and self-employed ones. Following are the important documents for both kinds of customers:

Salaried Customers:

1. Bank statements for the last 6 months
2. In the case of rented apartments, a rent agreement needs to be attached.
3. PAN Card
4. Residence Proof (Owned/Rented/Company provided)
5. Passport-sized photographs – 2
6. Identity proof (Aadhar card/driving license)
7. Salary slips of last three months

Self-Employed Customers:

1. Two passport-sized photographs
2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
3. PAN Card
4. Aadhar Card
5. Residence Proof

Eligibility Criteria for Personal Loan Godhra

The Personal loan eligibility criteria vary for both Salaried and Self-Employed customers in Godhra:

Salaried Applicants

1. Salary: Rs 18,000 (Monthly).
2. Minimum Age: 21 Years.
3. Maximum Age: 60 Years.
4. Work Experience: Total 3 years and 1-year experience in the ongoing job.
5. CIBIL Score must be more than 700.

Self-Employed Applicants

1. Residence: Must be having an Office or Home.
2.  The business should be running for the last 3 years.
3. CIBIL Score must be more than 700.
4. Minimum Age: 25 Years.
5. Maximum Age: 65 Years.
6. Should be filing for an annual ITR of 2.5 to 3 lakh.

Why Apply for Personal Loan Godhra?

1. It is a simple and safe loan scheme for raising funds in times of need.
2. It is easily available within 48 hours.
3. It can solve any financial issues.
4. Free of any cost.

How to apply for Personal Loan Godhra?

Anybody can apply for Personal Loan Godhra online only in 2 minutes. The process of application is straightforward and quick.

1. Visit www.dialabank.com.
2. After that, apply for a Personal Loan online.
3. Please fill in your details like name, income, location to assist us better in providing you with offers.
4. Our relationship manager will soon get back to you.
5. Dialabank is the best platform available online to apply for a personal loan in Godhra, as you will get a loan at affordable rates of interest.

You may also call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Godhra

Availing a personal loan incurs some kinds of charges for a personal loan in Godhra. Every Bank and NBFC charges mainly two kinds of fees from its customers. The first is a fee for processing your Loan application. These charges are 1% of the sanctioned loan amount.

The second being Pre-closure charges for a situation when you want to close your loan before your fixed tenure. In most cases, you cannot for-close your loan before the tenure of 12 months. Post that, the charges also vary depending on how many years the loan has been done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan and are only applicable if you do not complete your loan repayment in the fixed tenure.

Personal Loan Godhra EMI Calculator

The  Personal loan EMI Calculator can be used anytime freely to know your EMI value on your loan amount. Equated Monthly Installments, also known as EMI, are the monthly charges you pay to the bank as monthly repayment for the loan amount borrowed for financial needs.  Your loan’s interest rate is determined accordingly based on your profile, income, loan amount, and tenure. Your EMI is calculated basis the Interest Rate of the specific bank charges you, which must be paid every month until completion of the tenure. Therefore, EMI is easy to pay and does not put any burden on you financially.

CIBIL Score required for Personal Loan Godhra

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Godhra.

1. The institutions don’t just check the overall score and the detailed behaviour on the previous loans taken.
2. Most institutions want a CIBIL score of 750 and above to process your loan application.
3. Some might look into other factors like income and job stability to process the personal loan.
4. This includes details on the type of loan taken previously by you and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your getting a new loan.

Personal Loan Godhra Agents

Dialabank is your best agent in Godhra for availing of any loan. It helps you compare deals from various banks and NBFCs so that you can avail the best offers available according to your capability and requirement. DialaBank is your best agent available for a personal loan in Godhra. Our relationship manager will ensure you get the best loan at the lowest possible interest rate with hassle-free and minimal documentation. The reason behind choosing DialaBank as your agent for a personal loan is:

1. We do not charge you for our services rendered.
2. The loan gets disbursed within a few hours of applying with us.
3. Our relationship manager guides you through the entire process of a personal loan.

For any assistance or guidance kindly contact on 9878981166.

Personal Loan Godhra Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Godhra.

Pre Calculated EMI Table for Personal Loan Godhra

About Godhra

Godhra is a road and rail junction and a commercial centre for timber and agricultural produce in Gujarat. Industries here include oilseed pressing, flour milling, and glass manufacture. Godhra is a Municipality in the Panchmahal district in the Indian state of Gujarat.

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