Major Personal Loan Providers in Godda
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Godda Features
Looking to shop for trendy gadgets? Would you like to give your son or daughter a great wedding ceremony? What you want is money. Huh? Right? But don’t allow money to get between you and your dreams. Don’t be scared. We’ve got multiple options for non-public mortgages.
We Dialabank helps human beings compare, examine, and pick out the possible quality mortgage.
With minimal details and even less paperwork, this loan is unsecured in nature. This mortgage will be certified within forty-eight hours after the phase of verification.
Personal loan Godda is an unsecured mortgage that offers lower-priced hobby prices for borrowers with economic capital. The borrower needs to have an inflexible and sufficient supply of earnings and an acceptable credit report background in order to get a personal loan.
Click here to get an instant personal loan
Personal Loan Godda Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Godda
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Bank statements for the last 6 months
- Passport-sized photographs – 2
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Two passport-sized photographs
- Residence Proof
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Godda
Click here to know more about personal loan eligibility
Salaried Applicants
- A person should have an age limit of 21 years and abased intelligence of 60 years.
- Job candidates must have three years of industry experience. And only in their accounts can the pay be paid.
- There must be an attractive financial background for the candidates.
- It should state the work position of the claimant.
- A creditor should have a guaranteed income per month of INR 25,000
Self-Employed Applicants
- An individual person’s statutory minimum threshold should be 25 years.
- ITRs for the past three years can be recorded by those applying for a personal loan.
- If the respondents are the developer, the enterprise should be going for the last three years.
- The person borrowers’ credit score should be perfect. There should be no loans or dues left.
- An average of Rs 2.5 lakh should be the average income of the candidates.
- The overall personal loan reporting step is designed for borrowers to apply their financial statements and their bank accounts for the intervening three months.
Why Apply for Personal Loan Godda?
- No collateral or collateral insurance is expected to be deposit with the bank.
- A personal loan is a loan with a multi-function deal. It can be used for all finance-related challenges.
- The amount of government loans depends on the maturity of the income and ability of the borrower.
- A Personal Loan does not need any guarantor or candidate.
How to apply for Personal Loan Godda?
- Visit Dialabank
- Go to the page of the loan and press the key for the personal loan.
- All personal loan specifics will be redirected to the user, where they may pick their desired city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Godda
Because of a non-public loan, any monetary institution, including banks and NBFCs, charges the appropriate amount. So, the processing fee for getting a personal loan in Godda is 1% of the loan amount.
If you confiscate the loan balance before the scheduled date, due to prepayment, you also have a good deal according to the deal. Under close rules, you will not close your mortgage until 12 months. The amazing penalty costs depend on the number of years over which the mortgage was used.
To know about the interest rate click on personal loan interest rate
Personal Loan Godda EMI Calculator
EMI (Equated Monthly Installments) are the rigged costs that are accountable to the financial institution annually as a refund of the loan sum according to income. Now it is not settled on the hobby pace. It’s a joy to hold the foundation determined on your financial standing. And accordingly, on the basis of the operation degree and the tenure on the loan, the EMI appetite stays calculated.
CIBIL Score required for Personal Loan Godda
Because of the CIBIL ranking, the lending agency establishes its own benchmark criteria, which are additionally necessary because of value over personal loan litigation. A CIBIL rating of 750 is widely valued among all lending establishments.
Banks need to consider the actions in previous loans up to the expectation that you have taken possession. This decides, by the CIBIL score, whether or not you are punctual in making repayments.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Godda Agents
The principal-agent for the use of personal loans in Godda is Dialabank. You can upload your application online at dialabank or call 9878981166.
Dialabank runs to provide pecuniary assistance after those of need by having a balance significance for a variety of banks, then you select whatever satisfies your need.
Personal Loan Godda Contact Number
Call 9878981166 and get immediate help and endorsement for Personal Loan in Godda.
Pre Calculated EMI Table for Personal Loan Godda
Click here for personal loan EMI calculator
About Godda
Godda is a city in Jharkhand’s Godda district. This city is home to nearly 13,00,000 residents. It occupies an area of 2,110 square kilometres.