Personal Loan Gobindgarh

Personal Loan Gobindgarh Features

Want to renovate one of your house room?

Apply for a personal loan and get the best financial support you need!

If we talk about a Personal Loan Gobindgarh – It is a sum of funds which is offered by the banks and the NBFCs with a very affordable EMIs and low rate of interest, helping you to resolve any financial crunch you are facing.

A personal loan is an unsecured loan that is offered to anybody who is a salaried employee or is self-employed and is with minimal documentation and paperwork. With the proper paperwork and verification process, you can get a loan approval within 48 hours.

Personal Loan Gobindgarh provides financial aid to all customers at an affordable as well as cost-effective interest rates. To get a Personal Loan, the applicant is required to have a comparatively stronger and dependable source of income and also a fairly good credit history profile.

A personal loan has no end-use restrictions. Meaning you can use the loan the way you like. For example, paying bills, funding a vacation, a wedding, etc.

In order to apply for a personal loan, Gobindgarh click on Personal Loan

Personal Loan Gobindgarh Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Gobindgarh

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Statements for the salary of the past three months.
3. Bank statements for the last 6 months
4. PAN
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Gobindgarh

Click here to know more about personal loan eligibility

Salaried Applicants

1. The base age of the candidate ought not to be under 21 years or over 60 years.
2. The candidate must have a working understanding of in any event three years. The compensation ought to have been moved in their records as it were.
3. The applicant should have an outstanding credit history.
4. The job location of the applicant should be mentioned.
5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The age of an independent person applying should be at least 25 years.
2. The applicant applying for a personal loan should have been filing ITR for the past three years. In case the applicant is a businessman, then the business is required to be running well from the last 3 years.
3. The credit score of the applicant should be good and there must not be any debt or any dues pending.
4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
5. The entire document verification process for personal loan approval requires the applicants to submit their financial statements and their bank statement for the past three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Gobindgarh?

1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a kind of multidimensional loan, so it can be put to use for any kind of issue.
3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
4. A Personal Loan does not require any nominee or guarantor.

How to apply for Personal Loan Gobindgarh?

1. Visit this website: DialaBank
2. Fill a user-friendly application form for the personal loan.
3. Please wait until our relationship manager gets in touch with you for further process.
4. In the meantime, if you have any queries please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Nedumangad

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Personal Loan application. These charges are 1% of the sanctioned loan amount.

If you wish to close your loan before the decided loan tenure, all lending institutions will be charging you a penalty as a prepayment fee. Usually, you will not be allowed to close your loan before a period of 12 months. Post that, the charges differ based on the number of years the loan has completed. This charge varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Gobindgarh EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you are needed to pay to the bank as monthly repayment for the loan amount which is secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with and the loan amount you have to take and the period for which you take the loan.

CIBIL Score required for Personal Loan Gobindgarh

All the lending institutions have their own criteria for a minimal CIBIL score that is needed to process a Personal Loan application in Gobindgarh. Mostly, the institutions need a minimum score of at least 750 to further process an application.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

Personal Loan Gobindgarh Agents

Dialabank is one of the leading agents for availing Personal Loan Gobindgarh.

You can apply online at Dialabank.

Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.

Personal Loan Gobindgarh Contact Number 

Call 9878981166 and get timely assistance and approval for Personal Loan Gobindgarh.

Pre Calculated EMI Table for Personal Loan Gobindgarh

Click here for a personal loan EMI calculator