Best Banks for Personal Loan in Gauribidanur
Feature |
HDFC Bank |
Private Bank |
Bajaj Finance |
Interest Rate |
10.75% - 17% |
11.25% - 18.5% |
12% |
Min Loan Amt |
Metro : 75000 & Non Metro: 50000 |
50000 |
100000 |
Max Loan Amt |
50 Lacs |
50 Lacs |
1 Cr |
Loan Tenure |
1 - 5 Years |
1 - 5 Years |
1 - 5 Years |
Processing Fee |
0.25% - 2% of the Loan Amt |
1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt |
Preclosure Charges |
2%, Nil foreclosure charges after 12 months |
2%, Nil foreclosure charges after 24 months |
Nil |
Overdraft Facility |
No |
No |
Yes |
Personal Loan Gauribidanur Features
Are you uncertain about your expenses? Are you running short of money? While there are options to use your savings, income from your investments, and all. Taking personal loans is also not a bad idea. If you are taking an affordable amount of personal loan from any bank, you are in a win-win situation. First, you won’t have to pay a huge amount. Second, you can fulfill your task without any financial burden.
Personal Loan Gauribidanur’s main objective is to help customers by providing financial assistance at affordable interests. Since the EMIs are generally low, most people can afford those personal loans, fulfill their needs, and are stable enough to pay them back. Thus, if you’re in a financially disturbing position, where you need to take a loan, multiple banks are always ready for you.
While traditional people might never agree with the concept of personal loans and EMIs, you have to believe that if the loan you are taking is affordable, just go for it. You can compare different banks and NBFCs online and choose the right option to make money for you. Even though the paperwork is still strict, the process of loan approval has somehow improved a lot.
Personal Loan Gauribidanur Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Gauribidanur
Personal Loan Documents Required
For a salaried employee, one needs to provide a Driving License or Aaadhar Card as ID proof. For residential proof and financial situations, the applicant must have a PAN card, bank statements of the last six months, salary slips, rental agreement (if living on rent), and two passport-sized photos for the process. Please remember that one should not be wearing glasses in the given photographs.
For self-employed person, one needs to present their financial reports like Balance sheets, ITR Files, Profit & Loss statements for proving their financial situation. Besides, an Aadhar card as ID proof, PAN card, Rental agreement( as residence proof, if demanded), and two passport-sized photos are also required in the process.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Gauribidanur Eligibility Criteria
By clicking at personal loan eligibility, one can know everything about eligibility.
If you are a salaried employee, your age should lie between 21 years to 60 years. You’re eligible for a personal loan only if you have worked a minimum for the past three years. Also, if your salary is lower than Rs 25,000, you won’t get a personal loan. Furthermore, the monthly payment should be credited to your account only. If you did not mention your job location on the application, your loan application will not be granted.
If you are a self-employed candidate, the personal loan eligibility standards can be different for you. Firstly, your age should lie in between 25 years and 60 years. To be qualified for the personal loan, you will need to show an Income Tax return record for the past three years. If you are an entrepreneur whose organization is not working for the past three years, you are disqualified for the loan. If your minimum income is 2.5 lacs, you will have to provide your bank statement for the last three months.
Personal Loan Gauribidanur Agent and Contact Number
For instant personal loans, Dialabank is considered to be a leading personal loan agent in Gauribidanur. By visiting the official website, you will get to know more about personal loans. The process is easy. Firstly, you have to visit the website and register through a simple form. Then, our representatives will get back to you for assistance throughout the entire loan approval process. If you are uncertain, you can visit your nearest Dialabank branch or ring on 9878981166.
