Personal Loan Ganganagar

Major Personal Loan Providers in Ganganagar

Personal Loan Ganganagar Features

You might have come across many situations in your life when you feel you don’t have enough money in your pockets. We have the prescription for your problem! A personal loan Ganganagar is the antidote to all your financial problems restraining your tranquility. This loan necessitates the least documentation and will be sanctioned within 48 hours for certified verification. It is an unsecured type loan with the affordability of interest rates as per your agreeableness. The prerequisite conditions for applying for this loan are a good source of livelihood and a sufficient credit score.

Personal Loan Ganganagar Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Ganganagar

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Ganganagar

Click here to know more about personal loan eligibility.

Salaried Applicants

1. The minimum age should be 21 years and a maximum of up to 60 years to apply for a personal loan.
2. The applicant must have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, your business should have been actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant must submit his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Ganganagar?

1. You do not need to mortgage your assets or submit any collateral agreement.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Ganganagar?

1. Visit our website Dialabank.
2. You will see a Loan section on our website, go there, and click on the personal loan link to apply for it.
3. The applicant will be directed to all personal loan details where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on  9878981166.

Processing Fee / Prepayment Charges on Personal Loan Ganganagar

Every financial institution, such as banks or NBFCs, charges an application fee for a personal loan. The Personal Loan Ganganagar processing fees are 1% of the permitted loan amount.

If you are forestalling your loan amount before the due date, you have to pay the penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which the loan has been used.

To gain more knowledge about the interest rate, click on the Personal Loan interest rate.

Personal Loan Ganganagar EMI Calculator

EMI (Equated Monthly Installments) are the rigid charges you can pay monthly to the bank as repayment of the loan amount. The EMI is fixed, but the interest rate is not. It will be determined based on your profile status. And subsequently, your EMI will be calculated based on the interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Ganganagar

Lending institutions such as Banks and NBFCs have their own norms for CIBIL score Mostly. Lending institutions prefer a CIBIL score of 750 to permit your personal loan application process.

Institutions look at your behavior in your previous loans whether you have repaid your loans on time or not. Therefore, any delayed payments of the past can affect your future.

Personal Loan Ganganagar Agents

Dialabank is the preeminent agent for taking a Personal Loan in Ganganagar. You can apply online at Dialabank or give a call at 9878981166.

Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks to make a perfect choice. Visit our website Dialabank and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you with great service.

Personal Loan Ganganagar Contact Number

Call 9878981166 and to financial help from us promptly and endorsement for Personal Loan in Ganganagar.

Pre Calculated EMI Table for Personal Loan Ganganagar

Click here for Personal Loan EMI Calculator

About Ganganagar

It is a city in Rajasthan having more than 2,00,000 people. It has the Indira Gandhi main canal, which is the largest canal in India.

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