Personal Loan Forbesganj

All about Personal Loan Forbesganj

You have been sacrificing your desires to meet your basic needs. All of the sacrifices because of lack of proper finance. But now, you don’t need to compromise on your desires to meet your basic needs. You can apply for a Personal Loan at a low interest rate.

What is Personal Loan Forbesganj

A personal loan is a multipurpose loan. It comes with an affordable rate of interest. At times of need, you can get financial aid through a personal loan. A Personal Loan can be used for paying medical bills, invest in your dream project, etc. There is no limit to the use of loan amounts. You only have to show your salary slip to your banker and some other documents, and you can apply for a personal loan.

Why apply for Personal Loan Forbesganj?

1. The amount of the loan depends upon the income of the persona and his capabilities of repayment.
2. Personal Loan Forbesganj is a multipurpose loan that can fulfil all your requirements.
3. Personal Loan Forbesganj does not require the borrower’s assets to be kept as security.
4. The Guarantor is not needed for Personal Loan Forbesganj.
5. Personal Loan Forbesganj will help you to enhance your credit score.

Eligibility Criteria for Personal Loan Forbesganj

Eligibility criteria for a Personal Loan depend upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

1. Salaried
2. Self-employed

There are various eligibility criteria for both applicants.

Click here to know more about– EMI Calculator for Personal Loan

Salaried Applicant:-

1. The minimum age of 21 years and a maximum of up to 60 years.
2. An applicant from the metropolitan city should have a minimum income of Rs 18,000 per month. And for the non-metropolitan town, the minimum monthly salary should be Rs 12,000.
3. The applicant must have work experience of at least three years, and the loan amount should be deposited in his salary account only.
4. An applicant applying for the Personal Loan must have a good credit history.
5. An applicant has to submit his bank statement for the last three months and salary slip for the last 6 months.

Click here to know more about- Salaried Applicant

Self-employed Applicant:-

1. The age of the applicant is 25 years.
2. The applicant applying for a Personal Loan should file ITR for the last three years.
3. The credit score of the applicant must be good.
4. The minimum amount should be Rs 2,50,000 INR per annum at least.
5. If the applicant is a businessman, then his business should be running for at least the last three years.
6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement for the previous three months.

Click here to know more – Self-employed Applicant

Documents required for Personal Loan Forbesganj

1. Identity proof: Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
2. Residence proof: Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill in his name and the address of the owner and his rental agreement.
3.  Under KYC formality: The applicant has to provide his PAN card.
4. Salaried applicant: The applicant has to submit his bank statements for the last six months and the salary slip of the previous three months.
5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
6. Coloured photograph: applicant must have two passport size photograph

Interest Rates on Personal Loan Forbesganj

The interest rates in a Personal Loan depends upon the company’s profile and salary of a person. The interest rate of a personal Loan starts from 10.75% per year.

More About: Interest Rates on Personal Loan

Tenure of Personal Loan Forbesganj

The tenure of the Personal Loan is from 1 year to 5 years.

Why your decision of choosing Dialabank is the right decision?

1. We do not charge any extra fees from our customers.
2. We are always ready to help our applicants and are available 24/7.
3. The approval process is time-saving if you apply through dialabank.
4. The Loan gets disbursed within 24 hours.
5. Our experts will assist you, and our relationship managers will provide guidance.

How to apply for Personal Loan Forbesganj?

1. Visit dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

About Forbesganj

Forbesganj is a city in the Araria district of the Indian state of Bihar. It is an easy and time-saving process to take Personal Loan only when you apply through Dialabank. Visit www.dialabank.com or call on 9878981166.

Personal Loan Interest Rates: Updated

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