Personal Loan Fatehpur

Major Personal Loan Providers in Fatehpur

Personal Loan Fatehpur Features

A personal loan is very easy to get, all you require is a very good CIBIL score with no dues or debt and having a good credit history also helps and a very good and a constant source of income.

Dialabank can easily provide the loan in just 2 days from the date of loan application which is the minimum possible time to get a personal loan.

With dialabank, the loan process is smoother, faster, easier and our service is the best in the market.

Personal Loan Fatehpur Interest Rates

To know more and more about personal loan Fatehpur click on Personal Loan interest rate

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Fatehpur

Salaried Customers:

1. Identity proof required for the personal loan Nadiad(Aadhar card/driving license/Voter Id), PAN Card of the person applying, Passport-sized photographs – 2 of the person for applying, residence Proof required (Owned/Rented/Company provided), and Salary slips of the last 3 months and Bank statements for the last six months.

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All the financial statements are required of the customer such as the Balance Sheet, P&L Statement as well as ITR files along with PAN Card which is mandatory for applying.
2. Aadhar Card copy and Residence Proof( Current and Permanent) copy is also needed for applying and Two passport-sized photographs.

Eligibility Criteria for Personal Loan Fatehpur

Click here to know about personal loan eligibility

Salaried Applicants

1. The person should mention his/her job location and should have a minimum pay of INR 25,000 per month.
2. At least three years of work experience is mandatory for all and the salary should also be received in their accounts only with a good credit history maintained.
3. The age requirement only 21 years and a maximum of up to 60 years.

Click here to know more about: personal loan for Salaried Applicant

Self-Employed Applicants

1. An excellent credit score with no debt or dues left of the individual and also have the annual income- a minimum of Rs 2.5 lakh.
2. Please submit your financial and bank statements properly for the previous three months with your minimum age be 25 years and also need to have a file of the ITR for the last three years of work.
3. If the applying applicants are among the businessman, then the business of that person should be running from the past three years constantly at least.

Click here to know more about: personal loan for self-employed Applicant

Why Apply for Personal Loan Fatehpur?

No need to deposit any one of the two, that is a mortgage and collateral security to the bank, also a  Personal Loan does not require any of the two, which are a guarantor or nominee to avail it and the amount of loan given is depended upon the repayment of individual pay and capacity.

How to apply for Personal Loan Fatehpur?

1. Visit our website on your mobile or laptop browser www.dialabank.com
2. Go to the personal loan page section on the page and click on the personal loan link present there.
3. The applicant will be directed to all the details of the personal loan on that website where they can choose their preferred options and fill the details and submit them.
4. Call on 9878981166 if you need any information on personal loans and free guidance.

Processing Fee / Prepayment Charges on Personal Loan Fatehpur

A processing fee of just around 1% to 2.5 % is being charged by every lending institution for processing your Loan application.

If you close your loan before the loan period gets over then you have to pay a fee which can vary according to the bank, usually, you cannot close your personal loan before 12 months of the period. Penalty fee can be charged from 4% in 2nd year to 2% in 4th year which varies according to the banking institutions

To know about the interest rate click on personal loan interest rate

Personal Loan Fatehpur EMI Calculator

EMI is calculated based on the Rate of Interest charged by the bank and loan amount you take for your needs and the period for which you enjoy the personal loan. EMI is the monthly fixed charges that you need to pay to the lending institution as monthly repayment for the loan amount borrowed. Based on the profile of the individual or the businessman, the interest rate on the loan is determined.

CIBIL Score required for Personal Loan Fatehpur

The institutions look at all credit history, all dues, and all debt and the overall behaviour of the individual to process the loan application of personal loan and every banking institution has its criteria which is suitable for them for the minimum CIBIL score required for processing the Personal Loan application in Fatehpur, a CIBIL score of minimum 750 is required by the institutions to process the loan.

Personal Loan Fatehpur Agents

The best agent for getting a Personal Loan in Fatehpur is only Dialabank.

You can easily and quickly apply for a personal loan at www.dialabank.com or give a call at 9878981166

Personal Loan Fatehpur Contact Number

Call 9878981166 and get all the help for availing Personal Loan Fatehpur in Fatehpur now.

Pre-Calculated EMI Table for Personal Loan Fatehpur

Click here to calculate EMI(personal loan EMI calculator)

About Fatehpur

Fatehpur is a city in the state of Uttar Pradesh, in the northern part of India. The city is situated between the rivers Ganga and Yamuna. The city has been named after Babu Fateh Chandra who helped Rani Lakshmi Bai in freedom fight against Britishers as well.