Personal Loan Etah

Major Personal Loan Providers in Etah

Feature	HDFC Bank	Private Bank	Bajaj Finance
Interest Rate	10.75% - 17%	11.25% - 18.5%	0.12
Min Loan Amt	Metro : 75000 & Non Metro: 50000	50000	100000
Max Loan Amt	50 Lacs	50 Lacs	1 Cr
Loan Tenure	1 - 5 Years	1 - 5 Years	1 - 5 Years
Processing Fee	0.25% - 2% of the Loan Amt	1% - 2.5% of the Loan Amt	0.5% - 2% of the Loan Amt
Preclosure Charges	2%, Nil foreclosure charges after 12 months	2%, Nil foreclosure charges after 24 months	Nil
Overdraft Facility	No	No	Yes

Personal Loan Etah Features

Click here to get instant personal loan

Are you running short out of cash? Do not worry; Personal Loan is available for you. This loan is unsecured with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.

Personal Loan Etah is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Etah Interest Rates

To apply for personal loan Etah click on Personal Loan

Bank	Processing Fee	Prepayment Charges
HDFC Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Personal Loan	0.50% to 1.50%	Nil
Private Bank Personal Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Personal Loan	500/- to 0.50%	Nil
Kotak Personal Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Personal Loan	Nil	Nil
Muthoot Personal Loan	Nil	Nil
Manappauram Personal Loan	Nil	Nil
PNB Personal Loan	0.70% to 1%	Nil
Canara Bank Personal Loan	0.01	Nil
Andhra Bank Personal Loan	Nil	Nil

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Etah

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In case of rented apartments, rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Etah

Click here to know more about personal loan eligibility

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years to 60 years.
2. The applicants must have the work experience of the three years. And they should be receiving their salary in their accounts only.
3. The applicants must have an excellent credit history.
4. The applicant’s work location should be mentioned.
5.  An applicant’s minimum income should be of INR 25,000 per month

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The minimum age required for the applicant should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicant is a business person, then the business should be running for the last three years.
4. An applicant should have no previous debt or dues left. That is, their credit score should be good.
5. The applicants should have a minimum of Rs 2.5 lakh in income per year.
6. The whole documentation process of the personal loan is that the applicants have to submit their financial and their bank statement for the previous three months.

Click here to know more about the personal loan for– Self-employed Applicant

Why Apply for Personal Loan Etah?

1. Mortgage and collateral security need not be submitted to the bank.
2. A personal loan is a multi-purpose loan, which can be used for all problems related to finance.
3. The amount of personal loan depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Etah?

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. Applicants will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Etah

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.

In case an applicant wishes to foreclose their loan before the agreed loan tenure, then every lending institution charges them a penal prepayment fee. In most cases, an applicant cannot close their loan before 12 months. Post that, the charges vary depending on the number of years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

To know about the interest rate click on personal loan interest rate

Personal Loan Etah EMI Calculator

The acronym EMI stands for Equated Monthly Installments. These are the monthly charges that the applicants pay the bank monthly as monthly repayment for the loan borrowed. Based on one’s profile, the interest rate on their loan is determined. An applicant’s EMI is calculated based on the Interest Rate they are charged by the bank and the amount of loan they have to take and the period for which they enjoy the loan.

CIBIL Score required for Personal Loan Etah

Every lending institution has its criteria for the minimum CIBIL score required for processing a Personal Loan application in Etah. Most institutions require a minimum score of 750 to process your loan application.

The institutions look at the overall score and the behavior of the individual on the previous loans taken. This judgment includes various details like the type of loan taken and the amount borrowed. So any delayed repayments or overdue can become a barrier to avail a fresh loan.

Personal Loan Etah Agents

Dialabank is the leading agent for availing Personal Loan in Etah. You can apply online at Dialabank or give a call at 9878981166

Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Etah Contact Number

Call 9878981166 and get instant help and approval for Personal Loan in Etah.

Pre Calculated EMI Table for Personal Loan Etah

Click here for personal loan EMI calculator

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Etah

Etah is a municipality town which is also the district headquarters. It is a district located in Uttar Pradesh. The district is located between Ganga and Yamuna river. The land of Etah is very fertile. The prime occupation of the people there is agricultural activities. Etah is a developing city and is a district headquarter since British times. It is the midpoint on the Kanpur-Delhi Highway. The place is also known for being a center of the Revolt of 1857.

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