Personal Loan East Delhi

Major Personal Loan Providers in East Delhi

Personal Loan East Delhi Features

Personal Loan East Delhi is good for many of your financial hurts. Is it anytime you require discretionary assets for an emergency or a major professional accomplishment. That is where you get a lot of support from personal loans. Consider maintaining several accounts with varying principal balances and interest rates. A personal loan helps you to consolidate all such loans into one loan and minimize financial concerns.

Dialabank Personal Loan gives you a trouble-free platform to get you, in quick time, the best personal loan offer on the market. Our specialist team is on hand to support you through any step of the way. Scroll down to find out details.

In East Delhi, you can easily get a personal loan at an interest rate ranging from 9.5% to 37%, but this depends on many factors.

Personal Loan East Delhi Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan East Delhi

Salaried Customers:

1. Identity proof such as driving license / Aadhar card.
2. Pay Slips of the last three months’ pay.
3. Bank declarations over the past 6 months.
4. PAN Card.
5. Residence Evidence (provided by Owned / Rented / Company), and leasing arrangement in the case of residences.
6. 2 Applicant’s passport-style photos.

Self-Employed Customers:

1. All financials are needed (Balance Sheet and P&L Report ITR documents).
2. PAN Card.
3. Aadhar Stamp, as evidence of identification.
4. Residence Evidence or leasing arrangement would an apartment be leased.
5. The applicant requires two passport-size photos.

Personal Loan East Delhi Eligibility Criteria

Click to know more about the personal loan eligibility

Salaried Applicants

Salaried Persons include Salaried Physicians, CAs, the staff of various Public and Private limited corporations, State Sector workers, and public sector undertakings:

1. Minimum required age of applicant: 21 years.
   Applicant ‘s maximum age when the loan matures: 60 years.
2. Average jobs: Average 1 year of work and a 1-month pay allowance in the existing organization.
3. The applicants must a credit history suitable for a personal loan.
4. The job location of the applicant.
5. Required Gross Monthly Income: ₹20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹15,000 for All Other Locations.

Self-Employed Professionals

Self-employed (Professionals) involve self-employed Physicians, Chartered Accountants, Engineers, and Company Secretaries.

1. Eligibility Age Criteria:
   Required Minimum age of Applicant: 22 years.
   The average age of the Candidate at loan maturity: 65 years.
2. Years of business: Minimum 3 years.
3. The applicants must a credit history suitable for a personal loan.
4. The job location of the applicant.
5. Average Annual Income: ₹100000/- p.a. for Metro Locations & ₹75,000/- p.a. for non-metro areas.

Self-Employed Applicants

Self-employed (Individuals) include Partners & Directors in the Business of Manufacturing, self-employed – Sole proprietors, and Trading or Services.

1. Eligibility Age Criteria:
   Required Minimum age of Applicant: 22 years.
   The average age of Candidate at loan maturity: 65 years.
2. Years of business: Minimum 4 years.
3. The ITR file for the last three years will be required.
4. The business of the applicant should be running from the past three years.
5. The CIBIL score should be up to the mark
6. The annual income of the applicant should be at least Rs 2.5 lakh.
7. The whole personal loan reporting phase is where the borrowers have to apply their accounting records and their bank accounts from the past three months.

Why Apply for Personal Loan East Delhi?

• Personal Loan East Delhi is focused on the annual profits and credit score of the applicant. There is no other requirement.
• There is no need to place a valued commodity to the lender as collateral for Personal Loan East Delhi, as this is an unsecured loan.
• Personal loans offer higher loans to help you tackle any financial emergencies
• Personal Loan East Delhi is a multi-purpose deal that can be used to tackle almost all life’s financial challenges, including debt restructuring.

How to apply for Personal Loan East Delhi?

To apply for the best personal loan deals:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
• After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
• Our experts will give you a call and assist you in choosing the best deal for you.
• In case of any queries, call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan East Delhi

That bank and NBFC charges a fee to process a Personal Loan application. Such costs vary from 1.5 percent to 3 percent of the sum of the loan that has been approved.

If you wish to foreclose your loan prior to the agreed holding of the loan, each lending institution will charge you a penal prepayment fee. In most cases, can not close your loan before 12 months. Note that the charges depend on how many years the loan was made.

To know about the interest rate click on personal loan interest rate

Personal Loan East Delhi EMI Calculator

CIBIL Score required for Personal Loan East Delhi

Any lending institution has its criteria for the minimum CIBIL score required to process an application for a Personal Loan in East Delhi. Most institutions must have a minimum score of 750 to process your loan application.

In addition to looking at the overall score, the institutions also look at the detailed behaviour of previous loans. It provides information on the credit form obtained and the amount lent. Any unpaid previous loan balances would act as a barrier to opening up a fresh loan to you.

Personal Loan East Delhi Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in East Delhi.

Pre Calculated EMI Table for Personal Loan East Delhi

Click here for personal loan EMI calculator

About East Delhi

East Delhi is an Indian urban district in the Delhi National Capital Region. It is bounded to the west by the Yamuna River, to the north by North East Delhi, to the east by Uttar Pradesh District Ghaziabad and to the south by Uttar Pradesh District Gautam Buddha Nagar.

Located on the eastern banks of the Yamuna River, East Delhi has received a sleek and trendy feel with the posh residential areas and indulging restaurants. Visiting East Delhi one could make the most of the sightseeing tour which includes Akshardham Temple which is one of the world’s largest temples attracting a number of tourists all year round.

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