Personal Loan Dungarpur

Best Banks for Personal Loan in Dungarpur

Personal Loan Dungarpur Features

A Personal Loan is the best way to get funds. Many people are dependable on this loan to fulfil their future planning like marriages, vacations, debt consolidation. You have to make little effort and all your desires will be accomplished.

It becomes really difficult to manage all the expenses in a market only by increasing the funds. This is the time where an individual looks for financial support. Personal Loans are loans that help customers to deal with any personal issue with very little documentation and an easy way to avail loan.

These purposes could be debt repayment, taxes, paying medical bills, and more. Personal finance is instant finance, which a person can avail of within 48 hours after the documents verification.

Personal Loan Dungarpur Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents required for Personal Loan in Dungarpur

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan Dungarpur Eligibility Criteria

Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants:

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Click here to know more about Personal Loan for Salaried Applicant

Self-Employed Applicants:

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Click here to know more about Personal Loan for Self-employed Applicant

Why Apply for Personal Loan Dungarpur?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
3. The amount of a personal loans depends upon the repayment of individual income and capacity.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for a Personal Loan in Dungarpur?

To apply for an Instant Personal Loan Dungarpur, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com.

1. Visit Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan in Dungarpur

Every Bank and NBFC charges a fee for processing your Personal Loan Dungarpur application. These charges are 1% of the loan amount for a Personal Loan in Dungarpur.

In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.

Personal Loan EMI Calculator Dungarpur

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

To calculate your EMI: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Dungarpur

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan Dungarpur application. Most institutions require a minimum score of 750 to process your loan application.

The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing of a fresh loan.

Personal Loan Dungarpur Agents

Dialabank is the leading agent for availing of Instant Personal loans in Dungarpur. You can apply online or give us a call at 9878981166.

Personal Loan Dungarpur Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Dungarpur.

Pre Calculated EMI Table for Personal Loan Dungarpur

About Dungarpur

Dungarpur is a city in the Dungarpur district in Rajasthan. It is one of the fastest developing towns in the region and also it is the cleanest and first “Open defecation free” city in Rajasthan. There are many places to see like Dev Somnath Mandir, Udai Bilas Palace, District Library, etc.