Personal Loan Dhupguri

Best Banks for Personal Loan Dhupguri

Personal Loan Dhupguri Features

Because of the essence of unsecured personal loans, it is imperative for borrowers to ensure that applicants have a reliable stream of income and have been in successful employment over the past few years.

An individual who has a background of repeatedly moving employment may not be deemed an appropriate case for accepting his / her personal loan.

In Dhupguri, Instant Personal Loan at an interest rate of 9.99% per annum, but this depends on many factors.

Personal Loan Dhupguri Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Dhupguri

Salaried Customers:

1. Identity proof such as Aadhar card/driving license.
2. last three-month salary slips.
3. Bank statements for the last 6 months.
4. PAN Card.
5. Residence Proof (Owned/Rented/Company provided), and rental agreement in case of rented apartments.
6. 2 Passport-sized photographs of the applicant.

Self-Employed Customers:

1. All financials are required (ITR documents with Balance Sheet and P&L Statement).
2. PAN Card.
3. Aadhar Card as identity proof.
4. Residence Proof or rental agreement in case of a rented apartment.
5. Two passport-sized photographs of the applicant.

Personal Loan Dhupguri Eligibility Criteria

The eligibility criteria are specific for both salaried and self-employed workers.

Click here to know more about personal loan eligibility

Salaried Applicants

1. Individual minimum age requirements should be 21 years and no more than 60 years.
2. The applicants must have three years of work experience. And they should only receive the salary in their accounts.
3. Applicants must have an outstanding credit history.
4. The applicant’s place of work should be mentioned.
5. A borrower in a metropolitan city and non-metro city RS 12,000 should have a minimum income of RS 18,000.

Click here to know more about- Salaried Applicant

Self-Employed Applicants

1. For an individual adult, a minimum age threshold would be 25 years.
2. Applicants applying for personal loans will submit ITR for the last three years, 
3. If the applicants are a businessman, so from the past three years the company will be running and have an eligible income source.
4. The applicants’ credit score should be perfect. There will be no liability or duties remaining.
5. The applicants’ annual income would have to be a minimum of Rs 2.5 lakh.
6. Personal Loan Dhupguri’s whole documentation process is that the borrowers will apply their accounting statements and their bank accounts over the preceding three months.

Click here to know more – Self-employed Applicant

Why Apply for Personal Loan Dhupguri?

• Personal Loan Dhupguri is based upon the candidate’s income per annum and his credit score. No other requirement is there
• There is no need to put a precious asset as security to the lender for Personal Loan Dhupguri, as it is an unsecured loan
• Personal loans offer higher loan amounts to help you deal with any financial emergency
• Personal Loan Dhupguri is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.

How to apply for Personal Loan Dhupguri?

To apply for the best personal loan deals:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
• After you click on ‘Apply now’, wait for a while. In a short period, you will receive mail threads from various banks and NBFCs willing to lend ou a personal loan
• Our experts will give you a call and assist you in choosing the best deal for you.
• In case of any queries, call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Dhupguri

Every Bank and NBFC charges a fee for processing your Personal Loan application. The processing fee for getting a personal loan in Dhupguri is 1% of the loan amount.

If you plan to foreclose the loan prior to the negotiated retention of the loan, each lending agency may charge you a punitive prepayment fee. In most situations, can not close the loan before 12 months. After that, the charges depend on how many years the loan was made. Such fines vary from 4% of the outstanding loan amount in the second year to 2% of the creditor loan amount in the fourth year.

To know about the interest rate click on personal loan interest rate

Personal Loan Dhupguri EMI Calculator

CIBIL Score required for Personal Loan Dhupguri

In Dhupguri, each lending institution has its criteria for the minimum CIBIL score required to process a Personal Loan application. Most institutions must have a minimum score of 750 to process your loan application.

In addition to looking at the total ranking, the organizations often look at the comprehensive actions of prior loans. It includes details on the credit form received and the amount borrowed. Some unpaid previous debt balances can act as a barrier to opening up a fresh debt to you.

Personal Loan Dhupguri Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Dhupguri.

Pre Calculated EMI Table for Personal Loan Dhupguri

Click here for a personal loan EMI calculator

About Dhupguri

A tiny rising and flourishing village in the Dhupguri district of Jalpaiguri, it is surrounded by Mainaguri in the west, Goyerkata in the north, Joteswar Hat, and Falakata in the east, and Changrabandha in the south. Siliguri is the sub-divisional Darjeeling district area, and Jalpaiguri is the Jalpaiguri district headquarters.

Agriculture is the principal source of income in Dhupguri. Paddy, jute, betel nut, and vegetables are produced in and around Dhupguri in large quantities. International trade has also grown up in that area in recent years.