Personal Loan Dharapuram

Major Personal Loan Providers in Dharapuram

Personal Loan Dharapuram Features

Need money for planning the future? Need money for renovating a house?  Dialabank is here exploring answers for you!

A personal loan is an unsecured loan that will accomplish all your aspirations. This loan demands the fewest records and paperwork. Your credit will be sanctioned within 48 hours after document authentication.

It is a loan with the lowest interest rates as per your benefit. The fundamental condition for this loan is guaranteed income and satisfying creditworthiness.

The most significant thing affiliated with this loan is that there are no stipulations on the aim of using this monetary compensation. You can use it wherever you want.

Click here to get an Instant Personal Loan

Personal Loan Dharapuram Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Dharapuram

Salaried Customers:

1.  Your identity proof is required. It can be anyone of Aadhar card or driving license.
2. Salary slips for the past three months are required to be tendered.
3. Bank statements for the last 6 months have to be submitted.
4. A copy of your PAN Card
5.  You have to submit your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Dharapuram

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished.
4. You should mention your job location.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The minimum age of an individual should be 25 years.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are a businessman, then your business should be active for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant has to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Dharapuram?

1. You do not need to mortgage your property.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Dharapuram?

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Dharapuram

Every monetary institution such as banks or NBFCs charges a supplication fee for a personal loan. The range of payments alternates between 1.5% – 2.5% of the licensed loan amount.

If you are confiscating your loan amount before the scheduled date, then you have to pay a fine for prepayment. You cannot close your loan before 12 months in most circumstances. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more insight into the interest rate click on the Personal Loan interest rate

Personal Loan Dharapuram EMI Calculator

EMI (Equated Monthly Installments) are the rigged costs that you are responsible to pay periodically to the bank as repayment of the loan amount. The interest rate is not decided. It will be determined on the basis of your financial status. And consequently, your EMI will be estimated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Dharapuram

Lending institution constructs its own benchmark standards for CIBIL score which are further required for proceedings of application of Personal Loan. A CIBIL score of 750 is mostly favored by all the lending establishments.

Banks want to know your behavior in previous loans that you have taken. Through the CIBIL score, they determine whether you are punctual in making payments or not.

Personal Loan Dharapuram Agents

Dialabank is the foremost advocate for taking Personal Loan in Dharapuram. You can apply online at Dialabank or give a call at 9878981166.

Dialabank is operating for providing pecuniary help to those in need by presenting a parallel interpretation of several banks so that you can pick whichever satisfies your needs.

Personal Loan Dharapuram Contact Number

Call 9878981166 and to get fast help from us and favor for Personal Loan in Dharapuram.

Pre Calculated EMI Table for Personal Loan Dharapuram

Click here for Personal Loan EMI Calculator

About Dharapuram

It is a town in Tirupur district in Tamil Nadu. The town is situated on the banks of river Amaravathi. Around 70,000 people live in this town.