Personal Loan Dehri

Major Personal Loan Providers in Dehri

Personal Loan Dehri Features

An easy and convenient way to meet your monetary needs is through Personal Loan. These loans are mostly unsecured which means a borrower need not deposit any personal asset as mortgage or collateral. These loans totally depend on the stability of the income of the individual along with credit score.

Personal Loan Dehri is an unsecured loan providing financial aid to customers at low interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.

Avail Personal Loan through DialaBank without any second thoughts.

Personal Loan Dehri Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Dehri

Documents required for a Personal Loan are:

Salaried Customers:

1. 2 passport-sized photographs (colored)
2. Salary slips of last previous months
3. Proof of address such as Telephone Bill/ Agreement/ Electricity bill (Owned/Rented/Company provided)
4. PAN Card
5. Identity proof such as Passport Copy/ Aadhar card/  Driving License, etc.
6. Bank statements for the last 6 months

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. PAN Card
2. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
3. Two passport-sized photographs
4. Proof of identity like Aadhar Card/ Driving License/ Passport copy, etc.
5. Proof of Residence: Telephone bill/ Electricity Bill/ Voter ID, etc.

Eligibility Criteria for Personal Loan Dehri

The personal loan eligibility criteria for both Salaried and Self-Employed are as follows:

Salaried Applicants

1. The applicants must have an excellent credit history
2. The applicants must have the work experience of the three years and their salary should be incoming to their personal account.
3. Applicant should be between 21 to 60 years of age
4. The location of the job should be mentioned in the form

Self-Employed Applicants

1. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
2. The minimum age of the applicant should be 25 years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The applicants applying for the personal loan should file ITR for the last three years.
5. The CIBIL score of the individual applicants should be good without any debt or dues left.
6. The annual income of the applicants should be a minimum of Rs 2.5 lakh.

Why Apply for Personal Loan Dehri?

1. No third party is involved in the deal
2. A personal loan can be used for various purposes and has no restrictions
3. The amount of a personal loan depends upon the repayment of individual income and capacity.
4. There is no need to deposit any mortgage and collateral security to the bank.

How to apply for Personal Loan Dehri?

1. Visit www.dialabank.com. and apply for a loan without any hesitation
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to a page where all the details regarding personal loans can be found.
4. Fill in all the required details and provide all the documents
5. Our relationship managers will then get in touch with you soon
6. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Dehri

All the Banks and NBFCs charge a fee for processing your Personal Loan application which is 1% of the sanctioned loan amount and the applicant has to pay it without fail.

In case you wish to foreclose your loan before the agreed loan tenure, every bank and NBFC charges you a prepayment fee as a penalty. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has been done.

Personal Loan Dehri EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

Get to know more about EMI Calculator: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Dehri

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application. Customers can take a free CIBIL score check beforehand, for a better understanding.

The banks and NBFCs do not only look at the score but also your credit history, and your behaviour on lending and repayment accordingly.

The personal loan interest rates and tenure offered depends on the customer’s CIBIL score and financial standing.

Personal Loan Dehri Agents

Dialabank is the leading agent for availing Instant Personal Loan in Dehri. You can apply online at dialabank or give a call at 9878981166

Personal Loan Dehri Contact Number

Call 9878981166 and get help and approval for a Personal Loan in Dehri. Thereafter, our relationship managers will get in touch with you.

Pre Calculated EMI Table for Personal Loan Dehri

About Dehri