Major Personal Loan Providers in Dausa
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Dausa Features
Are you running out of cash? You need not worry. A personal loan is very much convenient for you. This loan is not only of an unsecured nature with the least necessary documentation and even lesser paperwork. This loan may take up to 48 hours to get confirmed after the process of confirmation.
Personal Loan Dausa is a loan that gives business assistance to clients at affordable and cost-effective interest rates. To get a Personal Loan, the applicant must have a reliable and robust income source and excellent credit history.
Moreover, there is no such end-use restriction on the use of the personal loan sum. You can use this loan sum in whatever way you wish to. To ask for a personal loan, Dausa clicks on Personal Loan.
Personal Loan Dausa Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Dausa
Salaried Customers:
- ID data (Aadhar card/driving license)
- Slips for payroll for the past three months
- Report of Bank for the last six months
- PAN Card
- Proof of Residency (Own/Rent/Company provided)
- Two Passport-size photo
*NOTE: In case of rented homes, rent agreement is needed to be attached.
Self-Employed Customers:
- All economic statements are needed (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar
- Proof of residency
- Two passport-sized photos
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Dausa
Click here to understand more regarding personal loan eligibility.
Salaried Applicants
- The least age of the candidate should not be less than 21 years or more than 60 years.
- The candidate must have work experience of at least three years. The pay should have been shifted in their accounts only.
- The candidate should have an outstanding credit history.
- The location of the applicant’s job should be declared.
- The borrower must have the smallest income of INR 25,000 p.m.
Click here to understand more concerning a personal loan for Salaried Applicant.
Self-Employed Applicants
- The age of an independent body should be at least 25 years.
- The applicant asking for the personal loan should have been registering ITR for the past three years.
- If the candidate is a businessman, the business must be efficiently working from the last three years.
- The applicant’s credit score should be exact, and there must not be any money or dues pending.
- The yearly income of the candidate should be a minimum of Rs 2.5 lakh.
- The whole document confirmation process of the personal loan requires the candidates to submit their financial and bank statements for the past three months.
Click here to understand more regarding the personal loan for Self-employed Applicants.
Why Apply for Personal Loan Dausa?
- There is no obligation of depositing any mortgage as a security to the bank.
- A personal loan is a multidimensional credit; thus, it can be used for all the issues linked to money.
- The amount of personal loans is only based on the repayment capacity of the person.
- A Personal Loan does not want any nominee or guarantor.
How to apply for Personal Loan Dausa?
- Visit this website: Dialabank.
- Then, navigate to the loan division and go to the personal loan section.
- You will be addressed to the detailed information of the personal loan where you can choose your city.
- For further data and free guidance, feel free to call on 9878981166
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Dausa
All Banks and NBFCs charge a separate fee for treating a Personal Loan application. The processing fee is 1% of the loan amount.
If you wish to foreclose your credit before the selected loan tenure, all lending companies should charge you a penalty as a prepayment fee. Mostly, you are not permitted to close your loan before 12 months. After that, the prices differ based on how many years the loan has been finished. This charge ranges from 4% of the remaining loan sum in the 2nd year to 2% in the loan’s 4th year.
To know regarding the interest rate, click on the personal loan interest rate.
Personal Loan Dausa EMI Calculator
Equated Monthly Installments or EMI is a monthly fixed charge that you are required to pay to the bank as monthly repayment for the loan sum, which is borrowed. Depending on your profile, the rate of interest on your loan is fixed. The EMI on your mortgage is calculated based on the Interest Rate the bank credits you with and the loan sum you have to take, and the period for which you take the credit.
CIBIL Score required for Personal Loan Dausa
All the lending organizations have their criteria for a minimal CIBIL score needed to prepare a Personal Loan application in Dausa. Mostly, the organizations require a minimum score of at least 750 to process an application further.
No organization only looks at the overall score. They also look at a developed view of the previous loans. The features include the type of loans and the amount of money that was borrowed. If there is any delay in the earlier loans’ fees, it may prevent the present loan’s approval.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Dausa Agents
Dialabank is one of the principal agents for availing Personal Loan in Dausa. You can quickly apply online at Dialabank or give a call at 9878981166. Dialabank helps you look for the best choice of Banks and NBFCs by giving you access to an in-detail market comparable analysis of various banks to help you pick the best one.
Visit our website Dialabank and fill out a straightforward form with the aspects of personal and employment data. Our consumer relationship managers will be in touch with you quickly.
Personal Loan Dausa Contact Number
Call 9878981166 and get timely help and approval for Personal Loan in Dausa.
Pre Calculated EMI Table for Personal Loan Dausa
Click here for a personal loan EMI calculator
About Dausa
Dausa is a city and administrative headquarters of Dausa district in the state of Rajasthan, India. It is 55 km from Jaipur, 240 km from Delhi, and located on Jaipur-Agra National Highway. It is also known as “Dev Nagari.
FAQs About Personal Loan Dausa
✅ Who can apply for a Personal Loan in Dausa?
People who urgently need cash and have a regular income (from employment or business) can apply for a Personal Loan in Dausa.
✅ What is the tenure of Personal Loan in Dausa?
Most of the Banks and NBFCs provide a Personal Loan for a min period of 1 Yr and a Max period of 5 Years. There are some Banks which extend the maximum period to 7 Years also. The tenure is fixed and cannot be extended. The repayment has to be done in equal monthly installments within the agreed term of the loan.
✅ Are there any other charges involved in Personal Loan Dausa?
Yes, there are two types of charges that one needs to pay to avail a personal loan in Dausa:
Processing Fee: For every bank or lending institution you borrow from, there is a small fee that they charge from the customer. This is known as Processing Fee. The processing fee varies for each lending institution and is 1% of the loan amount.
Pre-closure Charges: Whenever you want to close a running loan before its agreed tenure period, the Banks and NBFCs charge an extra amount known as pre-closure charges on the borrowed loan amount. Different banks have different pre-closure directions. The pre-closure costs vary depending on how many years your loan is completed before deciding to pre-close it.
✅ Can my application for Personal Loan Dausa get rejected due to my CIBIL score?
Since a Personal Loan is an unsecured loan, one of the most important decision criteria for getting your Loan application approved is your CIBIL score. Having a High CIBIL score becomes extremely important if you wish to avail of a Personal Loan in the future. Make sure you don’t skip any of your loan EMI payments or any credit card payments, as that will result in decreasing your CIBIL score. Most of the Personal Loan rejections happen due to a low CIBIL Score.
Other Cities For Personal Loan
| Personal Loan Cheeka | Personal Loan Amritsar |
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