Personal Loan Daltonganj

Major Personal Loan Providers in Daltonganj

Personal Loan Daltonganj Features

Want to plan an overseas holiday? Seeking financial help? Dialabank has created a relief to your predicament!

A personal loan Daltonganj is the medicine of all your monetary dilemmas restraining your tranquillity. This loan requires no collateral security and the least paperwork and will be approved within 48 hours for certified verification.

It is an unsecured type loan with the affordability of interest rates as per your comfort. The essential provisions for applying for this loan is a stable source of livelihood and satisfactory creditworthiness. Click here to get an Instant Personal Loan

Personal Loan Daltonganj Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Daltonganj

Salaried Customers:

1. You should submit your identity proof (Aadhar Card/Driving License)
2. You should submit the salary slips for the past three months.
3. Bank statements for the last 6 months have to be submitted.
4.  A copy of the PAN Card should be there
5.  You have to attach a copy of your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be attached.

*NOTE: If you live in a rented apartment, then a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Daltonganj

The eligibility for a personal loan are mentioned below:

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience, and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished
4. Your job location should be specified.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The person should be having an age of at least 25 years.
2. You should file your ITR for the last 3 years while applying for a personal loan.
3. If you are a businessman, then your business should have been actively working for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be gaining a minimum annual income of Rs.2.5 lakhs.
6. It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.

Click here if you want a further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Daltonganj?

1. You do not need to mortgage your property or submit any collateral security.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Daltonganj?

1. Visit our website Dialabank.
2. On our website, you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Daltonganj?

Every financial institution, such as banks or NBFCs, charges an application fee for a personal loan. The value of fees varies between 1.5% – 2.5% of the sanctioned loan amount.

If you are dispossessing a part of your loan amount before the due date, then you have to pay a fine for prepayment. You cannot bind your loan before 12 months in most circumstances.

The prepayment penalty charges depend on the number of years for which the loan has been utilized. To gain more knowledge about the interest rate, click on the Personal Loan interest rate.

Personal Loan Daltonganj EMI Calculator

EMI (Equated Monthly Installments) are the decided payments that you are accountable to pay to the bank per month as repayment of your loan amount. The EMI is decided, but the interest rate is not. It will be discovered through your financial condition. Afterwards, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Daltonganj

CIBIL score is very crucial in order to get a loan. Mostly, all lending institutions have their own criteria for the CIBIL score. Usually, banks prefer a CIBIL score of 750.

Institutions just glance at your response in your preceding loans whether you have reimbursed your credits on time or not. Any deferred payments of the credit can transform your future.

Personal Loan Daltonganj Agents

Dialabank is the distinguished agent for taking a Personal Loan in Daltonganj. You can apply online at Dialabank or give a call at 9878981166.

Dialabank serves as your assistant in finding the most trustworthy lending institute out of numerous Banks and NBFCs by providing you with a precise comparison of different banks so that you can make a good choice. Visit our website www.dialabank.com and fill a simple form with all the necessary details. Our specialists in client relationship managers will soon get in touch with you.

Personal Loan Daltonganj Contact Number

Call 9878981166 to get instant monetary advice from us and endorsement for a Personal Loan in Daltonganj

Pre Calculated EMI Table for Personal Loan Daltonganj

Click here for Personal Loan EMI Calculator

About Daltonganj

Daltonganj is also known as Medininagar, is a city in Jharkhand. The city is situated on the banks of the river, North Koel. The city has a population of around 1,00,000 people.

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