Personal Loan Dahivali

Major Personal Loan Providers in Dahivali

Personal Loan Dahivali Features

Need money for commencing a new company? Need funds for planning the marriage of your children? Dialabank is here exploring solutions for you!

A personal loan is a cure that will accomplish all your ambitions. This loan demands the least records and paperwork. Your loan will be confirmed within 48 hours after document authentication.

It is an unsecured loan with the feasibility of interest rates as per your convenience. The basic requirement for this loan is good income and good creditworthiness.

The most valuable thing affiliated with this loan is that there are no stipulations on the intention of using this monetary support. You can use it anywhere you want.

Click here to get an Instant Personal Loan

Personal Loan Dahivali Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Dahivali

Salaried Customers:

1.  Your identity proof is required. It can be anyone of Aadhar card or driving license.
2. Salary slips for the past three months are required to be submitted.
3. Bank statements for the last 6 months have to be submitted.
4. A copy of your PAN Card
5.  You have to submit your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Dahivali

The personal loan eligibility requirements are as followed:

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is obligatory for the applicant to have at least 3 years of experience and you should be holding a salary in your own account
3. The candidate’s credit archives should be competent.
4. You should notify your job location.
5. The applicant should gain a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The minimum age of an individual should be 25 years.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are a businessman, then your business should be active for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant has to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Dahivali?

1. You do not need to mortgage your property.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans completely depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Dahivali?

1. Visit our website Dialabank.
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Dahivali

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

If you are precluding your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the Personal Loan interest rate

Personal Loan Dahivali EMI Calculator

EMI (Equated Monthly Installments) are the fixed charges that you are liable to pay monthly to the bank as repayment of the loan amount. The interest rate is not fixed. It will be determined based on your profile. And accordingly, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Dahivali

Every lending institution has its own benchmark criteria for CIBIL score which is required for proceedings of application of Personal Loan. A CIBIL score of 750 is mostly preferred by all the lending institutions.

Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

Personal Loan Dahivali Agents

Dialabank is the preeminent agent for taking Personal Loan in Dahivali. You can apply online at Dialabank or give a call at 9878981166.

Dialabank is working for providing monetary help to those in need. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Dahivali Contact Number

Call 9878981166 and to get immediate help from us and advocacy for Personal Loan in Dahivali.

Pre Calculated EMI Table for Personal Loan Dahivali

Click here for Personal Loan EMI Calculator

About Dahivali

It is a village in Pune district of Maharashtra. Around 1000 people live in this town.