Best Banks for Personal Loan in Coimbatore
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan in Coimbatore Features
Are you running short out of cash? Do not worry Personal Loan is available for you. This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
Personal Loan Coimbatore is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a rigid and good source of income and has a good credit history.
Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.
Personal Loan in Coimbatore Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents required for Personal Loan in Coimbatore
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Coimbatore Eligibility Criteria
Personal Loan Eligibility criteria for both Salaried and Self-Employed are different:
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month
Click here to know more about Personal Loan for Salaried Applicant
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Click here to know more about Personal Loan for Self-employed Applicant
Why Apply for Personal Loan Coimbatore?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan in Coimbatore?
To apply for an Instant Personal Loan Coimbatore, Applicants don’t need to visit the bank’s branch as applicants can apply for it online at DialaBank.com.
- Visit www.dialabank.com.
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan in Coimbatore
Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
Personal Loan EMI Calculator Coimbatore
Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the personal loan Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.
To calculate your EMI: Personal Loan EMI Calculator
CIBIL Score required for Personal Loan Coimbatore
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Coimbatore. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Coimbatore Agents
Dialabank is the leading agent for availing Instant Personal Loan in Coimbatore.
You can apply online at www.dialabank.com or give a call at 9878981166.
Personal Loan Coimbatore Contact Number
Call 9878981166 and get instant help and approval for Personal Loan in Coimbatore.
Pre Calculated EMI Table for Personal Loan Coimbatore
About Coimbatore
Coimbatore is a city in the Indian state, Tamil Nadu. The shopping malls like the Fun Republic and Brookefields add the wings to the beauty of this city. Gass Forest Museum has a huge collection of preserved animals and tree trunks. To get Personal Loan in Coimbatore is very easy when you apply through Dialabank. We offer you the lowest interest rate as compared to others in the market. Call us at 9878981166 for more detail.
FAQs About Personal Loan Coimbatore
✅ What is Personal Loan Coimbatore?
Under Personal Loan Coimbatore, you can get the loan amount from the lender for a specific tenure. It provides you with the lowest interest rate. It is not required to keep an asset for the guarantee to avail of the loan.
✅ What is Personal Loan Coimbatore Interest Rate?
Personal Loan Coimbatore will provide you with a low interest rate at a 9.99% rate. You can pay back your loan in 12 months to 60 months.
✅ What is Personal Loan Coimbatore Eligibility?
You can apply for the Personal Loan Coimbatore if you are a citizen of India. You should be above the age of a minimum of 21 years to a maximum of 60 years. Both salaried and self-employed applicants are eligible to apply.
✅ What are the details of Personal Loan Coimbatore?
The best banks will provide you with the loan as it helps you according to your needs. It has special offers for government employees. You can get get the loan quickly if you are eligible for the loan.
✅ How to apply online Personal Loan Coimbatore?
For the best services, go on our website, Dialabank, and fill the form which requires your necessary details. You will get a call from our side within 24 hours, and we will guide you for the best offers. The contact number which is working is mandatory.
✅ How to check Personal Loan Coimbatore EMI with EMI calculator?
Visit our site Dialabank and select the option of tools and calculators. After that, you can choose the option of EMI check and easily calculate the loan EMI.
✅ How to apply for Personal Loan Coimbatore?
For the loan, you have to fill the above form and submit. Then your request will be accepted by Dialabank, and within 24 hours you will get a call from our relationship manager who assists you with further details.
✅ What is a Personal Loan Coimbatore contact number?
You can apply online at our official website, Dialabank, and also contact us at 9878981166.
