Personal Loan Chittoor

Best Banks for Personal Loan in Chittoor

Personal Loan in Chittoor Features

Personal loans Chittoor are the unsecured loan provided for the immediate personal needs of individuals. These personal loans of Chittoor can be provided to those who have a good CIBIL score and sound credit history. The financial needs may arise uncertainly for various purposes like renovation of house, marriage arrangements, holiday tour, down payment of car loan, jewelry purchase, etc.

This Personal loan Chittoor provides flexibility in the use of funds as per your needs. You can spend whenever or wherever you want to spend.

Personal Loan of Chittoor is an unsecured loan that provides financial aid to customers at affordable interest rates. Furthermore, there is no end-use restriction on the use of the personal loan Chittoor amount. Therefore, you can use this Personal loan Chittoor amount anywhere you want to do.

Personal Loan in Chittoor Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Chittoor Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last six months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Chittoor Eligibility Criteria

The Personal Loan Eligibility criteria for both Salaried and Self-Employed individuals are different:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants should have work experience of three years. And the salary should be received in their self accounts only.
3. The applicants must have the best credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month.

Click here to know more about- Personal Loan Salaried Applicant.

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan Chittoor should file ITR for the last about three years.
3. If the applicants are businessmen, the business should be running for about three years.
4. The credit score of the individual applicants should be good, and there should not be any outstanding debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan Chittoor is that the applicants have to submit their financial and bank statements of the previous three months.

Click here to know more –Personal loan Self-employed Applicant.

Why Apply for Personal Loan Chittoor?

1. There is no need to pledge or deposit any mortgage and collateral security to the bank.
2. A personal loan Chittoor is a multi-purpose offer loan. It can be used for all the needs related to finance.
3. The amount of personal loan Chittoor depends upon the repayment of individual income and capacity.
4. A Personal Loan Chittoor does not require any guarantor or nominee.

How to apply for Personal Loan Chittoor?

1. Visit Dialabank
2. Go to the loan section and then click on the personal loan link.
3. The applicant will be directed or shown all personal loan details where they can choose their preferred city.
4. For more information and to ask for queries, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Chittoor

Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges vary from 1% of the sanctioned Personal loan of the Chittoor amount.

If you wish to foreclose your Personal loan Chittoor before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close or end your loan before 12 months. Post that, the charges vary depending on how many years the Personal loan of Chittoor has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the Personal loan.

Personal Loan Chittoor EMI Calculator

Equated Monthly Installments, also known as EMI, are the monthly fixed charges you pay to the bank as monthly repayment for the loan amount borrowed. Based on your profile, the interest rate on your personal loan Chittoor is determined. Your EMI is calculated using the Personal Loan EMI Calculator basis. The Interest Rate you are charged by the bank, the amount of personal loan Chittoor you have to take, and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Chittoor

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Chittoor. However, most institutions require a minimum score of 750 to process your personal loan Chittoor application.

The institutions don’t just look at the overall score but also the detailed behavior of the previous personal loans. This includes details on the type of loan taken and the Personal loan amount borrowed. Any delayed payments for previous Personal loans can act as a barrier to your availing of a fresh loan.

Personal Loan in Chittoor Agent and Contact Number

Dialabank is the leading agent for availing of Personal Loan Chittoor. Dialabank helps you find the best option of Personal Loan Chittoor Banks and NBFCs by providing you with a detailed market comparison of different banks to make the right choice. Kindly visit this website www.dialabank.com and fill a simple form with your personal and employment details. Our customer relationship managers will soon get in touch with you and help you get the best offers on personal loans.

Call 9878981166 and get instant help and approval for Personal Loan Chittoor.

Pre Calculated EMI Table for Personal Loan Chittoor

About Chittoor

Chittoor is a city and district headquarters in the Chittoor district of the Indian state of Andhra Pradesh. It is also recognized as the Mandal and divisional headquarters of Chittoor Mandal and Chittoor revenue division. The city has a population of 153,756, and that of the agglomeration is 175,647.

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