Personal Loan Chintamani

Personal Loan in Chintamani Interest Rates and Charges

The interest rates in Personal Loan depends upon the company’s profile and salary of a person. The Personal Loan Chintamani interest rate is 9.99% per year.

Personal Loan in Chintamani Eligibility Criteria

Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

1. Salaried
2. Self-employed

There are various eligibility criteria for both applicants.

Click here to know more about– EMI Calculator.

Salaried Applicant:-

1. The minimum age of an applicant should be 21 years and maximum up to 60 years.
2. An applicant from the metropolitan city should have a minimum income of Rs 18,000. And for the non-metropolitan city, the minimum salary should be Rs 12,000.
3. The applicant must have three years of work experience, and the salary should be received in their account only.
4. An applicant applying for the Personal Loan must have a good credit history.
5. An applicant has to submit his bank statement for the last three months and salary slip of the last six months.

Click here to know more about- Salaried Applicant.

 Self-employed Applicant:-

1. The age of the applicant is 25 years.
2. The applicant applying for a Personal Loan should file ITR for the last three years.
3. A credit score of the applicant must be good.
4. The minimum amount should be of Rs 2.5 lakhs per annum at least.
5. If the applicant is a businessman than his business should be running at least from last three years.
6. The whole documentation process is straightforward; the applicant has to submit his financials and his bank statement of the previous three months.

Click here to know more – Self-employed Applicant.

Personal Loan in Chintamani Documents Required

1. Identity proof: One should have these following documents with him(Passport/Id card/voter card/driving license/Aadhar Card) any one of them will work.
2. Residence proof: The documents needed as proof of residence are: (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card). And if the applicant is living in a rented apartment, then he has to submit, electricity bill on his name and the address of the owner and his rental agreement.
3.  Under, KYC formality: The applicant has to provide his PAN card.
4. Salaried applicant: The applicant has to submit his bank statements of the last six months and the salary slip of the previous three months.
5. Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
6. Coloured photograph: applicant must have two passport size photograph

More About: Interest Rates on Personal Loan

Tenure of Personal Loan Chintamani

The tenure of the Personal Loan is from 1 year to 5 years.

Why apply for Personal Loan Chintamani?

1. The amount of Loan depends upon the income of the person and his repayment capabilities.
2. Personal Loan Chintamani is a multipurpose loan which can fulfil all your requirements.
3. Does not require borrower’s asset to be kept as security.
4. The Guarantor is not needed for Personal Loan Chintamani
5. Personal Loan Chintamani will help you to enhance your credit score.

How to apply for Personal Loan Chintamani?

1. Visit Dialabank
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal Loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Personal Loan Chintamani Agent and Contact Number 

Dialabank is the leading agent for availing Personal Loan in Chintamani. You can apply online at Dialabank or give a call at 9878981166

About Chintamani

Chintamani is a Taluk Headquarters in the Indian state of Karnataka. It is located on the Deccan Plateau in the south-eastern part of Karnataka. Chintamani is one of the well planned and developed Towns in the District of Kolar (before splitting) and presently Chikkaballapur. Chintamani is known for its Silk and Tomato production and its largest markets in Karnataka.

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