Major Personal Loan Providers in Chidambaram
| Feature | HDFC Bank | Private Bank | Bajaj Finance |
| Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
| Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
| Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
| Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
| Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
| Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
| Overdraft Facility | No | No | Yes |
Personal Loan Chidambaram Features
Personal Loan isn’t just of an unstable nature with the least required documentation and significantly lesser administrative work. This credit may take as long as 48 hours to get endorsed following the cycle of the check.
Personal Loan Chidambaram is a credit that gives budgetary help to clients at moderate and financially savvy financing costs.
Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.
Personal Loan Chidambaram Interest Rates
| Bank | Processing Fee |
Prepayment Charges
|
| HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
| Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
| Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
| SBI Personal Loan | 500/- to 0.50% | Nil |
| Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
| IIFL Personal Loan | Nil | Nil |
| Muthoot Personal Loan | Nil | Nil |
| Manappauram Personal Loan | Nil | Nil |
| PNB Personal Loan | 0.70% to 1% | Nil |
| Canara Bank Personal Loan | 0.01 | Nil |
| Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents for Personal Loan Chidambaram
Salaried Customers:
- ID proof (Aadhar card/driving license)
-
Salary Slips for the last three months
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The Bank’s accounts for the last 6 months
- PAN Card
- Proof of Residence (Own/Rent/Company provided)
- Two Passport-size photograph
Self-Employed Customers:
-
All financial statements (Balance Sheet, P&L Statement, and ITR files) are necessary.
- PAN Card
- Aadhar
- Proof of residence
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Chidambaram
Click here to know more personal loan eligibility
Salaried Applicants
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The applicant’s minimum age should not be less than 21 years or more than 60 years old.
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The applicant must have at least three years of work experience. The income was just allocated to their accounts.
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There should be an excellent credit background for the applicant.
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It is important to state the location of the applicant‘s work.
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The creditor must have an INR 25,000 p.m. minimum income.
Click here to know more Salaried Applicant
Self-Employed Applicants
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The age of an adult person should be a minimum of 25 years.
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For the past three years, the borrower seeking a personal loan could have filed an ITR.
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If the applicant is a businessman, then the organization must be working efficiently for the last 3 years.
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The applicant’s credit score should be strong and there must be no outstanding debt or dues.
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The applicant’s annual income should be a minimum of Rs 2.5 lakh.
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The whole process of checking the personal loan document includes the borrowers to apply their financial statements and their bank statements for the preceding three months.
Click here to know more Self-employed Applicant
How to apply for Personal Loan Chidambaram?
- Visit this website: www.dialabank.com.
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Then navigate to the section of the loan and go to the page for personal loans.
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You will be guided to comprehensive personal loan details where you can select your city.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Chidambaram
Every Bank and NBFC charges a fee for processing your Personal Loan application. These charges are 1% of the loan amount.
In case you wish to foreclose your loan before the agreed loan tenure, every lending institution charges you a penal prepayment fee. In most cases, you cannot close your loan before 12 months. Post that the charges vary depending on how many years the loan has done. These charges vary from 4% of the outstanding loan amount in the 2nd year to 2% in the 4th year of the loan.
To know about the interest rate click on personal loan interest rate
Personal Loan Chidambaram EMI Calculator
EMI calculator for personal loan
CIBIL Score required for Personal Loan Chidambaram
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Chidambaram. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Chidambaram Agents
You can easily apply online atwww.dialabank.com or give a call at 9878981166
Personal Loan Chidambaram Contact Number
Call 9878981166 and get timely assistance and approval for Personal Loan in Chidambaram.
Pre Calculated EMI Table for Personal Loan Chidambaram
Click here for personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Chidambaram
In the Indian state of Tamil Nadu, Chidambaram is a town and municipality in the Cuddalore district. It is the headquarters of the taluk of Chidambaram.
FAQs About Personal Loan Chidambaram
✅ Who can apply for a Personal Loan in Chidambaram?
Individuals who have a critical requirement for money and have a standard wellspring of salary (from work or business) can apply for a Personal Loan in Chidambaram.
✅ What is the tenure of Personal Loan in Chidambaram?
The vast majority of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks that stretch out the greatest period to 7 Years too. The residency is fixed and can’t be broadened. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the credit.
✅ Can my application for Personal Loan Chidambaram get rejected due to my CIBIL score?
Since Personal Loan is an unstable advance, one of the most significant choice rules for getting your Personal Loan application endorsed is your CIBIL Score. Having a High CIBIL score turns out to be critical on the off chance that you wish to benefit from a Personal Loan later on. Ensure you don’t skirt any of your advances EMI installments or any Mastercard installments as that will bring about diminishing your CIBIL score. The vast majority of the Personal Loan dismissals occur because of a low CIBIL Score.
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