Personal Loan Chengalpattu

Major Personal Loan Providers in Chengalpattu

Personal Loan Chengalpattu Features

Worrying for credit? The loan that sums up your problem is a personal loan. The personal loan is not only an unprotective loan with very little need for verification and document procedure.

Personal Loan Chengalpattu provides manageable rates of EMI with very low-interest rates and is affordable. Moreover, the loans are easy to get with a good credit score and the elaborated previous loan allowance.

Also, there exists no stated end-use restriction on the use of the personal loan amount. Therefore, this loan amount can be used in whatever way wanted.

To apply for a personal loan, Chengalpattu click on Personal Loan

Personal Loan Chengalpattu Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Chengalpattu

Salaried Customers:

1.  Identity proof (Aadhar card/driving license)
2. Statements for the salary of the past three months.
3. Bank statements for the last 6 months
4. PAN Card
5. Proof for Residence (Own/Rent/Company provided)
6. Passport-size photograph – 2

*NOTE: If one lives in rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Passport-sized photographs- 2

Eligibility Criteria for Personal Loan Chengalpattu

Click here to know more about personal loan eligibility

Salaried Applicants

1. The minimum age should be 21, and the maximum should be 65 years of age.
2. The candidate must have a working understanding of in any event 3 years. The loan amount should be transferred only to the account.
3. The applicant should have an outstanding credit history.
4. The job location of the applicant should be mentioned.
5. The borrower must have a minimum income of at least INR 25,000 p.m.

Click here to know more about a personal loan for- Salaried Applicant

Self-Employed Applicants

1. The age of an independent person applying should be at least 25 years.
2. The applicant applying for a personal loan should have been filing ITR for the past three years. \ case the applicant is a businessman, then the business must be running well for the last 3 years.
3. The applicant’s credit score should be good, and there must not be any debt or any dues pending.
4. The yearly income of the applicant should be no less than Rs 2.5 lakh.
5. The entire document verification process for the personal loan approval requires the applicants to submit their financial statements and bank statements of theorists for three months.

Click here to know more about the personal loan for– Self-employed Applicant.

Why Apply for Personal Loan Chengalpattu?

1. There is no hard and fast rule for the requirement of depositing any mortgage or collateral as a security to the bank.
2. A personal loan is a kind of multidimensional loan so that it can be used for any issue.
3. The amount of personal loans is entirely based on the repayment capacity of the applicant.
4. A Personal Loan does not require any nominee or guarantor.

How to apply for Personal Loan Chengalpattu?

1. Visit this website: Dialabank.
2. Then, go to the loan section and go to the personal loan link. It will direct you to the detailed information of the personal loan where you can pick your city. For more information and free guidance, please call 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Chengalpattu

All Banks and NBFCs cost a certain fee to process a Personal Loan application. This cost varies between 1% of the sanctioned loan amount.

The loan could be closed before the decided tenure after a year. The penalty is charged as the number of years is altered. This charge varies from 4% of the remaining loan amount in the second year to 2% in the fourth year of the loan.

To know about the interest rate, click on the personal loan interest rate

Personal Loan Chengalpattu EMI Calculator

Equated Monthly Installments or EMI implies a monthly fixed rate that you need to pay to the bank as monthly repayment for the loan amount secured. According to your profile, the rate of interest on your loan is set. The EMI on your loan is calculated depending upon the Rate the bank charges you with, the loan amount you have to take, and the period you take the loan.

CIBIL Score required for Personal Loan Chengalpattu

All the lending institutions have their own criteria for a minimal CIBIL score needed to process a Personal Loan application in Chengalpattu. Mostly, the institutions need a minimum score of at least 750 to process an application further.

No institution only looks at the overall score. They also look at an elaborated view of the previous loans. The details include the type of loans and the amount of money that was borrowed. If there exists any delay in the payments of the previous loans, it may hinder the approval of the present loan.

Personal Loan Chengalpattu Agents

Dialabank is one of the leading agents for availing Personal Loan in Chengalpattu. You can easily apply online at Dialabank or give a call at 9878981166

Dialabank assists you to look for the best option of Banks and NBFCs by giving you access to an in-detail market comparative analysis of various banks to help you pick the right one. Visit our website www.dialabank.com and fill out a simple form with the details of personal and employment data. Our customer relationship managers will be in touch with you shortly.

Personal Loan Chengalpattu Contact Number

Call 9878981166 and get timely assistance and approval for a Personal Loan in Chengalpattu.

Pre Calculated EMI Table for Personal Loan Chengalpattu

Click here for the personal loan EMI calculator

About Chengalpattu