Personal Loan Bulandshahr

Best Banks for Personal Loan in Bulandshahr

Personal Loan in Bulandshahr Features

In this modern world, with changing lifestyles and rising expenses, it has become essential to cope with the trend. So Personal Loan is a feature that has been provided by banks & NBFCs to get the best loan option available to you to manage all expenses easily.

A personal loan is a loan that can be used in various ways and can be utilized for fulfilling many purposes. These purposes could be any debt repayment, taxes, paying medical bills, functions, vacations, and a lot more. Personal finance is an instant source of finance, which a person can avail of within 2-3 working days with minimal basic documentation required.

Personal Loan in Bulandshahr Interest Rates and Charges

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan in Bulandshahr Documents Required 

Following are the documents for salaried and self-employed customers respectively:

Salaried Customers:

1. PAN Card
2. Residence Proof (Owned/Rented/Company provided)
3. Passport-sized photographs – 2
4. Identity proof (Aadhar card/driving license)
5. Salary slips of last three months
6. Bank statements for the last 6 months

Self-Employed Customers:

1. Financial records of assets, profits, and losses are required.
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan in Bulandshahr Eligibility Criteria

The Personal loan eligibility criteria for Salaried and Self-Employed customers is as follows:

Salaried Applicants

1.  3 years of working experience with an operational bank account.
2. The person must have a good CIBIL score, i.e., at least 700+.
3. The minimum age of the applicant should be 21 years and a maximum of up to 60 years.
4. 18000 per month salary to a minimum required.
5. The documentation process forgets Personal Loan Bulandshahr is straightforward. They have to submit their bank statement for the last three months and the salary slip of the previous six months.

Self-Employed Applicants

1. 25 years of minimum age.
2. 65 years maximum age.
3. 2.5 lakh minimum annual salary.
4. ITRs for three years minimum.

Why Apply for Personal Loan Bulandshahr?

1. The amount of personal loans in Bulandshahr depends upon the income of the persona and his repayment capabilities.
2. It can be used for any purpose.
3. No sort of assets security is required.
4. Co-applicants are not essential.

How to apply for Personal Loan Bulandshahr?

Anybody can apply for Personal Loan Bulandshahr online only in 2 minutes. The process of application is straightforward and quick.

1. Just visit dialabank
2. After that, apply for a Personal Loan online.
3. Enter your existing and valid contact number so that we can contact you back.
4. Fill in all the necessary details, including your location and income, to assist you better.

Processing Fee / Prepayment Charges on Personal Loan Bulandshahr

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for only processing your Personal Loan application online. These charges vary 1% of the sanctioned loan amount.

The second is pre–closure charges if you want to close your loan before your fixed tenure of usually 12 months that range between 2-4%.

Personal Loan Bulandshahr EMI Calculator

The  Personal loan EMI Calculator can be used to know your EMI value on your loan amount for Bulandshahr.

1. Equated Monthly Installments, also known as EMI, are the monthly charges you pay to the bank as monthly repayment for the loan amount borrowed by a fixed date every month.
2. Based on your profile, income, loan amount, and tenure of the personal loan, the interest rate is determined that you are required to pay every month by a specific date.

CIBIL Score required for Personal Loan Bulandshahr

Every lending institution has its own criteria for the minimum CIBIL score required for processing a Personal Loan application in Bulandshahr.

1. A 750+ score can make the availability of loans easy.
2. Good income is also required for the loan to process without any hurdles.
3. You are required to have paid the previous loan amount completely.

Personal Loan Bulandshahr Agents

Dialabank helps you compare various banks and NBFCs situated in Bulandshahr so that you can avail the best offers available according to your need. DialaBank is your best agent available for a personal loan in Bulandshahr. Our relationship manager will ensure you get the best loan at the lowest possible interest rate according to the offers available with hassle-free documentation.

Choose DialaBank as your personal loan agent and avail of the best offers in 2020.

Personal Loan Bulandshahr Contact Number

Call 9878981166 and get instant help and approval for Instant Personal Loan in Bulandshahr.

Pre Calculated EMI Table for Personal Loan Bulandshahr

About Bulandshahr

Bulandshahr is a city and a municipal board located in the Bulandshahr district in Uttar Pradesh, India. It is also the administrative headquarters of Bulandshahr District. This city is regarded as a part of the Delhi National Capital Region.

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