Personal Loan Boisar

Major Personal Loan Providers in Boisar

Personal Loan Boisar Features

Does the financial crisis interfere in your peaceful life? Necessary financial help? We are here with assistance for all your confusion!

A personal loan will get you to obviate all of your financial problems. This loan requires very fewer paperwork. it’ll be endorsed within 48 hours after successful authentications with Dialabank.

It is an unsecured loan with feasible interest rates. For obtaining this loan, you ought to be having an honest credit score also as your income should be good.

There are not any restrictions on this loan. you’ll use the sanctioned amount for any purpose that you simply are willing to.

Click here to get an instant personal loan

Personal Loan Boisar Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents Required for Personal Loan Boisar

Essential documents required for availing Personal Loan Boisar:

Salaried Customers:

• Identity proof (Aadhar card/driving license)
• Salary slips of last three months
• Bank statements for the last 6 months
• PAN Card
• Residence Proof (Owned/Rented/Company provided)
• Passport-sized photographs – 2 of the applicant

*NOTE: In case of rented apartments, it is compulsory to attach the rent agreement.

Self-Employed Customers:

1. All financial statements are required (Balance Sheet, P&L Statement as well as ITR files)
2. For verification Pan Card belonging to the applicant is required.
3. Aadhar Card of the applicant
4. Residence Proof
5. Two passport-sized photographs

Eligibility Criteria for Personal Loan Boisar

The personal loan eligibility criteria are as follows:

Salaried Applicants

1. The minimum age requirements of the individual should be 21 years and a maximum up to 60 years.
2. The applicants must have the work experience of the three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month

Self-Employed Applicants

1. The minimum age requirement for an independent person should be 25 years.
2. The ITR of the applicant’s firm from the last three years.
3. The business should be running from the past three years.
4. Good credit history is considered with no dues to repay.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Boisar?

1. There is no need to deposit any mortgage and collateral security to the bank.
2. The amount of a personal loan depends upon the repayment of individual income and capacity.
3. A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
4. A Personal Loan does not require any guarantor or nominee.

How to apply for Personal Loan Boisar?

1. Visit our website at Dialabank.
2. Go to the loan section and click on the personal loan link.
3. The applicant will be directed to all details of the personal loan where they can choose their preferred city.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Boisar

Lending institutions like banks or NBFCs charge an application fee for applying for a private loan. the worth of fees is 1% of the sanctioned loan amount.

If you’re obviating your loan amount before the completion of your tenure, then you’ve got to pay a penalty for prepayment. you can’t close your loan before 12 months in most situations. The prepayment penalty charges depend upon the number of years that loan has been used.

To know about the interest rate click on the personal loan interest rate

Personal Loan Boisar EMI Calculator

Equated Monthly Installments also know as EMI are the monthly fixed charges that you pay to the bank as monthly repayment for the loan amount borrowed.  Based on your profile, the interest rate on your loan is determined. Your EMI is calculated basis the Interest Rate you are charged by the bank and the amount of loan you have to take and the period for which you enjoy the loan.

CIBIL Score required for Personal Loan Boisar

Every financial organization that’s providing lending services has its own norms for the minimum CIBIL score required for finalizing consumer loan applications. Mostly, Banks prefer a CIBIL score of 750 to proceed further in your consumer loan application process.

Through the CIBIL score, Banks and NBFCs want to determine how you skilled previous loans. have you ever paid your EMIs on time or not. If not then you’ll have difficulties in getting a private loan.

Personal Loan Boisar Agents

Dialabank is the leading agent for availing Personal Loan in Boisar. You can apply online at www.dialabank.com or give a call at 9878981166

EMI (Equated Monthly Installments) are the fixed instalments that you simply need to pay per month to the bank as a procedure of repayment of the loan amount. The rate of interest is concluded after looking into your profile. Your EMI is going to be calculated after reflecting on the rate of interest and therefore the tenure of the loan.

Personal Loan Boisar Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Boisar.

Pre Calculated EMI Table for Personal Loan Boisar

Click here for a personal loan EMI calculator

About Boisar

Boisar is the greatest industrial suburbia in Mumbai, Maharashtra. Around 40,000 people live in this town.