Personal Loan Bodeli

Major Personal Loan Providers in Bodeli

Personal Loan Bodeli Features

Need money for starting a new business? Need money for planning marriage of your children? Dialabank is here exploring solutions for you!

A personal loan is a solution that will fulfill all your desires. This loan requires the least documents and paperwork. Your loan will be approved within 48 hours after document authentication.

It is an unsecured loan with the feasibility of interest rates as per your convenience. The basic requirement for this loan is good income and good creditworthiness.

The most important thing associated with this loan is that there are no restrictions on the purpose of using this financial aid. You can use it anywhere you want.

Click here to get an Instant Personal Loan

Personal Loan Bodeli Interest Rates 

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Documents for Personal Loan Bodeli

Salaried Customers:

1.  Your identity proof is required. It can be anyone of Aadhar card or driving license.
2. Salary slips for the past three months are required to be submitted.
3. Bank statements for the last 6 months have to be submitted.
4. A copy of your PAN Card
5.  You have to submit your residence proof (Owned/Rented/Company provided)
6. Two recent passport-sized photographs have to be submitted.

*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.

Self-Employed Customers:

1. All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card is a must.
3. Aadhar Card (for identity proof)
4. Residence Proof (owned/rented)
5. You have to attach two recent passport-sized photographs.

Eligibility Criteria for Personal Loan Bodeli

Check Personal Loan Eligibility Online – 

Salaried Applicants

1. The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
2. It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
3. The applicant’s credit history should be accomplished.
4. You should mention your job location.
5. The applicant should earn a minimum income of INR 25,000 per month.

Self-Employed Applicants

1. The minimum age of an individual should be 25 years.
2. You should file your ITR for the last 3 years if you applying for a personal loan.
3. If you are a businessman, then your business should be active for the past 3 years.
4. Your credit score should be good. Make sure that all your dues are clear.
5. You should be earning a minimum annual income of Rs.2.5 lakhs.
6. The applicant has to submit his financial and bank statement for the past 3 months.

Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.

Why Apply for Personal Loan Bodeli?

1. You do not need to mortgage your property.
2. A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
3. The amount of personal loans totally depends on your creditworthiness.
4. In Personal Loan, you need not mention any nominee or guarantor.

How to apply for Personal Loan Bodeli?

1. Visit our website Dialabank
2. On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
3. The applicant will be directed to all details of the personal loan where you can choose your preferred city.
4. For more information and free assistance, you can get in touch with us by calling on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Bodeli

Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.

If you are precluding your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most situations. The prepayment penalty charges depend on the number of years for which loan has been used.

To gain more knowledge about the interest rate click on the personal loan interest rate

Personal Loan Bodeli EMI Calculator

EMI (Equated Monthly Installments) are the fixed charges that you are liable to pay monthly to the bank as repayment of the loan amount. The interest rate is not fixed. It will be determined based on your profile. And accordingly, your EMI will be calculated on the basis of interest rate and the tenure of the loan.

CIBIL Score required for Personal Loan Bodeli

Every lending institution has its own benchmark criteria for CIBIL score which is required for proceedings of application of Personal Loan. A CIBIL score of 750 is mostly preferred by all the lending institutions.

Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.

Personal Loan Bodeli Agents

Dialabank is the preeminent agent for taking Personal Loan in Bodeli. You can apply online at dialabank or give a call at 9878981166.

Dialabank is working for providing monetary help to those in need. Visit our website www.dialabank.com and fill a simple form with all necessary details such as personal and employment details. Our customer relationship managers will soon get in touch with you.

Personal Loan Bodeli Contact Number

Call 9878981166 and to get immediate help from us and advocacy for Personal Loan in Bodeli.

Pre Calculated EMI Table for Personal Loan Bodeli

Click here for Personal Loan EMI calculator

About Bodeli

Bodeli is a city in Gujarat on the banks of river Orsang. It is known for its natural grace and beauty. Garbi Chowk is a very popular place in Bodeli for Garba. It is the most developed town in Choteudepur district of Gujarat. Bodeli has a population of around 10,000 people.