Major Personal Loan Providers in Bhawanipatna
Feature | HDFC Bank | Private Bank | Bajaj Finance |
Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
Overdraft Facility | No | No | Yes |

Personal Loan Bhawanipatna Features
This advance isn’t just of an unstable nature with the least required documentation and significantly lesser administrative work. This advance may take as long as 48 hours to get affirmed following the cycle of confirmation.
Individual Loan Bhawanipatna is an advance that gives monetary help to clients at reasonable and financially savvy financing costs. So as to get a Personal Loan, the candidate is needed to have a solid and dependable wellspring of pay and furthermore great record.
Personal Loan Bhawanipatna Interest Rates
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents for Personal Loan Bhawanipatna
Documents Needed for Personal Loan in India –
Salaried Customers:
- ID proof (Aadhar card/driving license)
-
Salary Slips for the last three months
-
The Bank’s accounts for the last 6 months
- PAN Card
- Proof of Residence (Own/Rent/Company provided)
- Two Passport-size photograph
Self-Employed Customers:
-
All financial statements (Balance Sheet, P&L Statement, and ITR files) are necessary.
- PAN Card
- Aadhar
- Proof of residence
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Bhawanipatna
Click here to know more about personal loan eligibility
Salaried Applicants
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The applicant’s minimum age should not be less than 21 years or more than 60 years old.
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The applicant must have at least three years of work experience. The income was just allocated to their accounts.
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There should be an excellent credit background for the applicant.
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It is important to state the location of the applicant‘s work.
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The creditor must have an INR 25,000 p.m. minimum income.
Click here to know more Salaried Applicant
Self-Employed Applicants
- The age of an autonomous individual ought to be at any rate of 25 years.
- The candidate applying for the individual advance ought to have been documenting ITR for as long as three years.
- On the off chance that the candidate is a businessman, at that point the business is needed to be effectively running from the most recent 3 years.
- The yearly pay of the candidate ought to be at least Rs 2.5 lakh.
- The entire archive check cycle of the individual credit requires the candidates to present his budgetary and his bank articulation of the past a quarter of a year.
Click here for more information Self-employed Applicant
How to apply for Personal Loan Bhawanipatna?
- Visit this website: www.dialabank.com.
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Then navigate to the section of the loan and go to the page for personal loans.
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You will be guided to comprehensive personal loan details where you can select your city.
- For further information and free guidance, feel free to call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Bhawanipatna
All Banks and NBFCs charge a specific expense for preparing a Personal Loan application. This charge may shift between 1.5% to 2.5% of the authorized credit sum.
To know about the interest rate click on personal loan interest rate
Personal Loan Bhawanipatna EMI Calculator
CIBIL Score required for Personal Loan Bhawanipatna
All the loaning organizations have their own models for an insignificant CIBIL score that is expected to deal with a Personal Loan application in Bhawanipatna. Generally, the organizations need a base score of at any rate 750 to additionally handle an application.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Bhawanipatna Agents
You can easily apply online atwww.dialabank.comor give a call at9878981166
Personal Loan Bhawanipatna Contact Number
Call9878981166 and get timely assistance and approval for Personal Loan in Bhawanipatna.
Pre Calculated EMI Table for Personal Loan Bhawanipatna
Click here for personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Bhawanipatna
Bhawanipatna is a city, and area central command of the Kalahandi locale, in the Indian province of Odisha. Bhawanipatna is a city of various sanctuaries committed to various gods of the Hindu pantheon. It is named after the directing god, Bhawani-Shankar and Patna which implies a spot in Odia like “Padaa”.
FAQs About Personal Loan Bhawanipatna
Who can apply for a Personal Loan in Bhawanipatna?
Individuals who have an earnest requirement for money and have a customary wellspring of salary (from work or business) can apply for a Personal Loan in Bhawanipatna.
What is the tenure of Personal Loan in Bhawanipatna?
The vast majority of the Banks and NBFCs give a Personal Loan to a min time of 1 Yr and a Max time of 5 Years. There are a few Banks that stretch out the most extreme time frame to 7 Years moreover. The residency is fixed and can’t be broadened. The reimbursement must be done in equivalent regularly scheduled payments inside the concurred residency of the credit.
Can my application for Personal Loan Bhawanipatna get rejected due to my CIBIL score?
Since Personal Loan is an unstable credit, one of the most significant choice models for getting your Personal Loan application affirmed is your CIBIL Score. Having a High CIBIL score turns out to be critical in the event that you wish to benefit of a Personal Loan later on. Ensure you don’t skirt any of your advance EMI installments or any charge card installments as that will bring about diminishing your CIBIL score.
Personal Loan Puri | Personal Loan Nayagarh |
Personal Loan Phulbani | Personal Loan Nabarangapur |
Personal Loan Pattamundai | Personal Loan Malkangiri |
Personal Loan Parlakhemundi | Personal Loan Koraput |