Major Personal Loan Providers in Banga
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Banga Features
Is your peace of mind hindered by financial troubles? Need assistance with economics? We’ve got help with your problem!
A Personal Loan Banga is the counteractant of your peace with all your economic difficulties. This mortgage requires the least paperwork and can be reported for approved verification within forty-eight hours.
It is an unsecured form of a mortgage with interest rate stability as it is in accordance with your convenience. A secure livelihood supply and a fine credit score are the prerequisite scenarios for this mortgage.
Click here to get an instant personal loan
Personal Loan Banga Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Banga
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
- Bank statements for the last 6 months
- PAN Card
*NOTE: If you are residing in rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- Aadhar Card
- Residence Proof
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Banga
Click here to know more about personal loan eligibility
Salaried Applicants
- A person should have a minimum age requirement of 21 years and a maximum age of 60 years.
- There must be an outstanding financial background for the candidates.
- It should state the work position of the candidate.
- Applicants must have three years of work experience. And only in their accounts can the pay be paid.
- A creditor should have a minimum income per month of INR 25,000
Self-Employed Applicants
- For an autonomous individual, the merest age rating should be 25 years.
- Applicants seeking a personal loan can register for the past three years with ITR.
- The person applicants’ credit score should be strong. There should be no loans or dues left.
- The applicants’ annual revenue should be a minimum of Rs 2.5 lakh.
- If the applicants are the developer, so from the past three years the company should be running.
- The full personal loan reporting form is for members to apply their financial records and their bank accounts for the past three months.
Why Apply for Personal Loan Banga?
- No mortgage or collateral insurance is expected to be deposited with the bank.
- No guarantor or nominee is necessary for a Personal Loan.
- A personal loan is a loan with a multi-purpose deal. It can be used for all finance-related problems.
- The amount of personal loans depends on the repayment of the income and ability of the entity.
How to apply for Personal Loan Banga?
- Visit Dialabank
- Go to the portion of the loan and press the key for the personal loan.
- All personal loan descriptions will be redirected to the recipient, where they may pick their desired city.
- For more knowledge and free advice, you can dial 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Banga
For reviewing your Personal new loan, every bank and NBFC charges a fee. These payments range from 1 percent of the loan amount authorized.
If you wish to foreclose your loan earlier than the negotiated mortgage tenure, you will be paid a penal prepayment fee from each lending organization. You can’t close the mortgage for fewer than 12 months in most circumstances. Note that the payments differ depending on how many years the mortgage has invested. These costs range from 4% of the excellent lending quantity in the 2nd 12 months to 2% in the 4th 12 months of the loan.
To know about the interest rate click on personal loan interest rate
Personal Loan Banga EMI Calculator
In particular, be mindful of Equated Monthly Payments as EMI is the perpetual month-to-month rates that you pay to the finance company as month-to-month repayment for the loaned mortgage value. The activity charge on your mortgage is determined based on your characteristic. The interest rate you are paying by way of the finance company and the amount of mortgage you have to take and the time for which you revel in the loan is decided by your EMI.
CIBIL Score required for Personal Loan Banga
Each lending company has its own personal requirements for the minimum CIBIL rating required for the processing of Banga’s personal loan applications. Most institutions require a minimum rating of 750 in order to process your mortgage application.
The establishments do not simply appear on the standard CIBIL ratings, but the unusual behavior on the previous loans taken is additional. This consists of a tiny print on the sort of mortgage taken and the volume lent. Any unpaid repayments for prior loans will serve as an obstacle to your sparkling credit availability.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Banga Agents
Dialabank is the main agent for availing Personal Loan in Banga. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank helps you find the high-quality alternatives of banks and NBFCs by giving you a comprehensive one-of-a-kind financial business analysis so that you can make a decent option. Visit our site at www.dialabank.com and fill in your personal and job info in a simple way. Our customer experience managers can get in touch with you easily.
Personal Loan Banga Contact Number
Phone 9878981166 and get appropriate help and personal loan acceptance in Banga.
Pre Calculated EMI Table for Personal Loan Banga
Click here for personal loan EMI calculator
About Banga
Banga is a town in Punjab’s Shahid Bhagat Singh Nagar district. In this area, almost 20,000 people live.