Major Personal Loan Providers in Babina
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Babina Features
You may have faced several circumstances in your life where you assume that you are not good enough to satisfy the aspirations of your family. We’ve got medication for the crisis!
Barabanki’s personal loan is the counteractant to your serenity and all your financial issues. This loan commands the least paperwork and will be accepted for accredited verification within 48 hours.
It is an unsecured form of a loan with interest rate flexibility as per your agreement. A secure livelihood and a sufficient credit score are the requirements for qualifying for this loan.
Click here to get an Instant Personal Loan.
Personal Loan Babina Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Babina
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Salary slips of last three months
- Passport-sized photographs – 2
*NOTE: In case of rented apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- Aadhar Card
- Residence Proof
- PAN Card
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Babina
Click here to know more about personal loan eligibility
Salaried Applicants
- The minimum age limit for a citizen should be 21 years and a height of 60 years.
- Applicants are required to have three years of work experience. And in their accounts, the income can only be paid.
- Applicants would have an outstanding history of credit.
- It is necessary to note the work position of the worker.
- The minimum salary of a creditor should be INR 25,000 per month.
Self-Employed Applicants
- For an independent person, the minimum age requirement should be 25 years.
- It can be filed for the past three years by borrowers applying for a personal loan.
- If the applicants are the developer, so the firm can run for the previous three years.
- The person applicants’ credit score should be good. There should be no loans or dues left.
- The applicants’ annual revenue should be a minimum of Rs 2.5 lakh.
- The entire personal loan reporting process requires borrowers to request their accounting records and their bank accounts for the intervening three months.
Why Apply for Personal Loan Babina?
- No debt or asset protection has to be deposited at the bank.
- A personal loan is a loan that provides a multipurpose deal. It can be used for all finance-related problems.
- The amount of a personal loan is contingent on the repayment of individual income and ability.
- There is no guarantor or candidate needed for a Personal Loan.
How to apply for Personal Loan Babina?
- Dialabank trip
- Go to the loan section and click the link for your personal loan.
- The specifics of the personal loan where they can pick their desired city will be addressed to the borrower.
- You can call 9878981166 for more information and free advice.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Babina
Any financial institution, such as banks or NBFCs, charges a personal loan processing fee. The personal Loan Babina rate of payments ranges from 1.5 per cent-2.5 per cent of the value of the loan authorized.
If you consider the balance of your loan to be due on the due date, so you must pay a prepayment charge. You will not close the loan until a period of 12 months at the latest. The cost of the pre-payment interest depends on the number of years the loan has been used for.
To know about the interest rate click on personal loan interest rate
Personal Loan Babina EMI Calculator
EMI (Equated Monthly Installments) are the stubborn payments that you are responsible for paying as repayment for the loan balance to the bank daily. The EMI is fixed, but the rate of interest is not. Based on your profile status, it will be determined. And then, based on the interest rate and the tenure of the loan, your EMI will be determined.
CIBIL Score required for Personal Loan Babina
Credit organizations such as banks and NBFCs have their own CIBIL-score criteria. To allow your personal loan application form, lending organizations usually want a CIBIL score of 750.
In your previous loans, institutions mimic your answer, whether or not you have reciprocated your loans on time. Any withheld increments may influence your existence in history.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Babina Agents
The principal-agent for the use of personal loans in Babina is Dialabank. You can upload your application online at Dialabank or call 98789811666.
Dialabank helps you by presenting you with a total price overview of different banks to make an outstanding decision by selecting the perfect financial institution from various banks and NBFCs. Visit Dialabank on our website and fill in a basic form with all the mandatory information. Our client engagement managers will get in touch with you directly and will give you excellent support.
Personal Loan Babina Contact Number
Call 98789811666 to get urgent assistance to permission for Babina’s personal loan.
Pre Calculated EMI Table for Personal Loan Babina
Click here for personal loan EMI calculator
About Babina
In Uttar Pradesh, India, Babina is a town in the Jhansi district. It has a population of around 40,000 persons.