Major Personal Loan Providers in Attingal
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Attingal Features
Want to celebrate your 25th or 50th anniversary? But financial instability is hampering your happiness? Then you have approached to right doors.
A personal loan Attingal is the antidote of all your financial problems restricting your celebrations. This loan necessitates the least documentation and will be sanctioned within 48 hours for certified attestation.
It is an unsecured type loan with the affordability of interest rates as per your agreeableness. The prerequisite conditions for applying to this loan is a trustworthy source of livelihood and an ample credit score.
Click here to get an Instant Personal Loan
Personal Loan Attingal Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Attingal
Salaried Customers:
- You should submit your identity proof (Aadhar Card/Driving License)
- You should submit the salary slips for the past three months.
- Bank statements for the last 6 months have to be submitted.
- A copy of PAN Card should be there
- You have to attach a copy of your residence proof (Owned/Rented/Company provided)
- Two recent passport-sized photographs have to be attached.
*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.
Self-Employed Customers:
- All financial statements of your business are required to be attached. (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card is a must.
- Aadhar Card (for identity proof)
- Residence Proof (owned/rented)
- You have to attach two recent passport-sized photographs.
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Attingal
The personal loan eligibility requirements are as followed:
Salaried Applicants
- The minimum age of an individual should be 21 years and a maximum of up to 60 years in order to apply for a personal loan.
- It is compulsory for the applicant to have a minimum of 3 years of experience and you should be receiving a salary in your own account.
- The applicant’s credit history should be accomplished
- Your job location should be specified.
- The applicant should earn a minimum income of INR 25,000 per month.
Self-Employed Applicants
- The person should be having an age of at least 25 years.
- You should file your ITR for the last 3 years while applying for a personal loan.
- If you are a businessman, then your business should be actively working for the past 3 years.
- Your credit score should be good. Make sure that all your dues are clear.
- You should be earning a minimum annual income of Rs.2.5 lakhs.
- It is compulsory for the applicant to submit his financial and bank statement for the past 3 months.
Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.
Why Apply for Personal Loan Attingal?
- You do not need to mortgage your assets or submit any collateral agreement.
- A personal loan is a multipurpose loan. You can use this amount anywhere you want to.
- The amount of personal loans totally depends on your creditworthiness.
- In Personal Loan, you need not mention any nominee or guarantor.
How to apply for Personal Loan Attingal
- Visit our website Dialabank.
- On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
- The applicant will be directed to all details of the personal loan where you can choose your preferred city.
- For more information and free assistance, you can get in touch with us by calling on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Attingal
Every financial institution such as banks or NBFCs charges an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the permitted loan amount.
If you are forestalling your loan amount before the due date, then you have to pay a penalty for prepayment. You cannot close your loan before 12 months in most of the situations. The prepayment penalty charges depend on the number of years for which loan has been used.
To gain more knowledge about the interest rate click on the Personal Loan interest rate
Personal Loan Attingal EMI Calculator
EMI (Equated Monthly Installments) are the rigid charges that you are amenable to pay monthly to the bank as repayment of the loan amount. The EMI is fixed but the interest rate is not. It will be determined based on your profile status. And subsequently, your EMI will be calculated on the basis of interest rate and the tenure of the loan.
CIBIL Score required for Personal Loan Attingal
Lending institutions such as Banks and NBFCs have their own norms for CIBIL score Mostly. lending institutions prefer a CIBIL score of 750 to permit your personal loan application process.
Institutions just look at your behavior in your previous loans whether you have repaid your loans on time or not. Any delayed payments of the past can affect your future.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Attingal Agents
Dialabank is the preeminent agent for taking Personal Loan in Attingal. You can apply online at Dialabank or give a call at 9878981166.
Dialabank assists you in finding the perfect financial institute out of many Banks and NBFCs by providing you with a comprehensive market comparison of different banks so that you can make a perfect choice. Visit our website www.dialabank.com and fill a simple form with all necessary details. Our customer relationship managers will soon get in touch with you and will provide you great service.
Personal Loan Attingal Contact Number
Call 9878981166 and to financial help from us promptly and endorsement for Personal Loan in Attingal
Pre Calculated EMI Table for Personal Loan Attingal
Click here for Personal Loan EMI Calculator
About Attingal
Attingal is a town in Thiruvanthapuram in Kerela. It has a population of around 38,000 people. It is the oldest municipality since 1922.
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