Personal Loan Anakapalle

Major Personal Loan Providers in Anakapalle

Personal Loan Anakapalle Features

Need money for personal use? No worries! We have a personal loan for you. A personal loan is financial help provided by banks to the applicants for their personal use. A personal loan is available at an affordable rate of interest in Anakapalle. The loan application process is transparent and simple.

This type of loan does not require many documents. Also, you can get the loan within 48 hours after the verification process. In order to get the personal loan check the following details.

Dialabank will help you to get a personal loan easily.

Personal Loan Anakapalle Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Personal Loan Anakapalle Documents Required

Salaried Customers:

1. Identity proof (Aadhar card/driving license)
2. Salary slips of last three months
3. Bank statements for the last 6 months
4. PAN Card
5. Residence Proof (Owned/Rented/Company provided)
6. Passport-sized photographs – 2

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. PAN Card
3. Aadhar Card
4. Residence Proof
5. Two passport-sized photographs

Personal Loan Anakapalle Eligibility Criteria

Salaried Applicants:

1. The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
2. The applicants must have work experience of three years. And the salary should be received in their accounts only.
3. The applicants must have an excellent credit history.
4. The job location of the applicant should be mentioned.
5.  A borrower should have a minimum income of INR 25,000 per month.
6. You can use our personal loan eligibility checker.

Self-Employed Applicants:

1. The minimum age requirement for an independent person should be 25 years.
2. The applicants applying for the personal loan should file ITR for the last three years.
3. If the applicants are the businessman, then the business should be running from the past three years.
4. The credit score of the individual applicants should be good .there should not be any debt or dues left.
5. The annual income of the applicants should be a minimum of Rs 2.5 lakh.
6. The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.

Why Apply for Personal Loan Anakapalle?

• Personal Loan Anakapalle is based only upon the candidate’s income per annum and his credit history.
• No collateral is required and thus the loan gets sanctioned and disbursed easily
• Personal loans offer a higher loan amount, up to 25 lakhs. The tenure ranges from 12 months to 60 months, at your discretion
• Personal Loan Anakapalle is a multi-purpose offer that can be used for almost all financial problems of life, including debt consolidation.
• With Dialabank, the process is easy and hassle-free

How to apply for Personal Loan Anakapalle?

If you apply offline, you will have to visit the branches of all banks and NBFCs personally multiple times, which will become a hectic experience for you. So we decided to come to you online instead! To avail of the best offers:

• Visit Dialabank and click on the personal loan option on the menu of the homepage.
• You will be directed to a page wherein you will have to fill in all your personal as well as professional details, along with your phone number.
• After you click on ‘Apply now.
• Our experts will soon give you a call and assist you through the entire process
• In case of any queries, you can call us at 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Anakapalle

The processing fee is charged by banks and NBFCs to process the loan you applied for so that they can sanction and subsequently disburse it. This fee is 1% of the loan amount.

Prepayment happens when you wish to repay a part of your loan before the tenure ends. Foreclosure happens when you wish to repay the entire amount of your outstanding loan before the tenure ends, usually a lump sum. For both of these options, you will have to pay a small fee, which usually amounts to 4% of the loan amount.

You cannot prepay or foreclose before 12 months.

Personal Loan Anakapalle EMI Calculator

Calculate your EMIs beforehand and make your repayment process easier with Dialabank’s personal loan EMI calculator.

CIBIL Score required for Personal Loan Anakapalle

All banks and NBFCs first check your credit score to decide whether you are eligible to avail of a loan or not. They do this so that they can avoid bad debts and unpaid loans. Your credit score or CIBIL score shows the banks how trustworthy you are as a borrower and how likely you are to repay your loan amount.

Mostly, you need to have a credit score of 750 and above to avail of a personal loan of your choice. In case your CIBIL score is very less, you may first take short term loans and repay them on time to improve your score. You can also show the papers of any rented property under your name to show that you are regular in your payments

Personal Loan Anakapalle Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Anakapalle.

Pre Calculated EMI Table for Personal Loan Anakapalle

About Anakapalle

Anakapalle is a municipality in the district of Vishakhapatnam in Andhra Pradesh. It has the second largest jaggery market in India. It is also one of the largest Buddhist sites in Andhra Pradesh. One can find many rock-cut caves ad Satvahana coins here. Top sites here include the Kotilingam temple, the Bojjannakonda temple, and the Nookambica temple.